Novi, MI homeowners insurance rate is about $975 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Bramblewood Dr, Hadlock Dr, Peninsula Dr, Terra del Mar Dr, Freemont, Redwing Dr, Calvert Isle Dr, Simmons Dr, Billenca Dr, Georgia Ave | $866 |
| Waterland Dr, Colony Ct, Mondavi Dr, Perth Ct, Beckenham Blvd, Braydon Ct, Hazelton Ct, Glades Ct W, Windridge Ln, Summer Ln | $947 |
| Cherry Hill Rd, Georgetown, Bashian Dr, Kali Ct, Adams St, Fountain Park Dr E, Portico Ln, Catherine Industrial Dr, Ridge Rd E, Concord Dr | $766 |
| Sudbury Ct, Brockshire St, Roscommon St, Siegal Dr, Hempshire St, Shadybrook Dr, Hannah Ct, Mill Rd Ct E, Sunrise Blvd, Pondview | $796 |
| Morgan Creek Ct, Wainwright St, Erma St, N Haven St, Chapman Dr, Karevich Dr, Thirteen Mile Rd, Hewes Ln, Lagoon Dr, W Lake Dr | $838 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Redford charter, MI | $72200 | Above 50 year old | $654 |
| Pleasant Ridge, MI | $295900 | 30 year old | $1,043 |
| Hamburg, MI | $235900 | 50 year old | $795 |
| Springfield charter, MI | $235900 | Above 50 year old | $803 |
| Ann Arbor, MI | $271600 | Above 50 year old | $981 |
| Center Line, MI | $63700 | 50 year old | $631 |
| Atlas, MI | $192100 | Above 50 year old | $747 |
| Grand Blanc charter, MI | $149700 | 30 year old | $676 |
| Antrim, MI | $146100 | New Home | $576 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $1,290 | $1,368 |
| $200,000 to $249,999 | $638 | $676 |
| $500,000 to $749,999 | $2,181 | $2,312 |
| $1000,000 to $1499,999 | $2,777 | $2,944 |
| $1500,000 to $2000,000 | $2,982 | $3,161 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Redford charter, MI | $617 | $448 |
| Pleasant Ridge, MI | $1,016 | $738 |
| Hamburg, MI | $757 | $550 |
| Springfield charter, MI | $757 | $550 |
| Ann Arbor, MI | $925 | $672 |
| Center Line, MI | $601 | $437 |
| Atlas, MI | $705 | $512 |
| Grand Blanc charter, MI | $658 | $478 |
| Antrim, MI | $780 | $567 |
| Coverage Value | Average Novi, MI Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $1,040 |
| $1000,000 to $1499,999 | $2,777 |
| $300,000 to $399,999 | $1,290 |
| $100,000 to $124,999 | $365 |
| $150,000 to $174,999 | $516 |