Oakland, CA homeowners insurance rate is about $1527 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Somerset Rd, Guilford Rd, Wistaria Way, Huntleigh Rd, el Cerrito Ave, Requa Pl, Harvard Rd, King Ave, Lakeview Ave, Muir Ave | $1,612 |
| Woodcrest Cir, Beaconsfield Pl, Andrews St, Pierpoint Ave, Holyrood Dr, Shirley Dr, el Caminito St, Morley Dr, Castle Ct, Keswick Ct | $1,198 |
| High Knoll Dr, Hansom Dr, Saddle Brook Ct, Cathy Ln, Barmied Pl, Mott Pl, Saddle Brook Dr, Crystal Ridge Ct, Hansom, Brandy Rock Way | $1,182 |
| Chambers Ln, Glencourt Dr, Westwood Ct, Medau Pl, Manzanita Dr, Westwood Way, Balboa Dr, Cabrillo Pl, Paso Robles Dr, Armour Dr | $1,592 |
| S Coliseum Way, Gibraltar Rd, Wistar Rd, Jones Ave, Sextus Rd, Hazelwood Ct, Hegenberger Rd, Swan Way, Baldwin St, Neil Armstrong Way | $575 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| El Cerrito, CA | $682300 | New Home | $755 |
| Alhambra Valley, CA | $937500 | 40 year old | $2,500 |
| Benicia, CA | $515800 | 50 year old | $1,003 |
| Knightsen, CA | $644000 | New Home | $1,436 |
| Solano County, CA | $342000 | New Home | $683 |
| Hartley, CA | $507400 | 50 year old | $1,580 |
| Kenwood, CA | $680800 | 40 year old | $1,972 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $309 | $328 |
| $150,000 to $174,999 | $400 | $424 |
| $300,000 to $399,999 | $1,018 | $1,079 |
| $1500,000 to $2000,000 | $2,303 | $2,442 |
| $175,000 to $199,999 | $447 | $474 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| El Cerrito, CA | $1,036 | $753 |
| Alhambra Valley, CA | $2,408 | $1,750 |
| Benicia, CA | $954 | $693 |
| Knightsen, CA | $1,819 | $1,322 |
| Solano County, CA | $855 | $621 |
| Hartley, CA | $1,504 | $1,093 |
| Kenwood, CA | $1,899 | $1,380 |
| Coverage Value | Average Oakland, CA Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $1,685 |
| $1000,000 to $1499,999 | $2,145 |
| $750,000 to $999,999 | $1,948 |
| $300,000 to $399,999 | $1,018 |
| $400,000 to $499,999 | $1,316 |