Ocean County, NJ homeowners insurance rate is about $940 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| E Idaho Ave, E 64th Ave, E 46th St, W Muriel Ave, W Harmony Ave, Weldon Pl, E Delaware Ave, E North Carolina Ave, E Marine Ln, E Alabama Ave | $1,056 |
| Spout Ter, White Spray Ave, Fountain Ave, Half-Hitch Rd, Kings Rd, Lafayette Ct, Pilot Ave, Key Ct, Castle Lake Ct, Woodlake Ct | $785 |
| Dawn Ln, Marshmallow Rd, Abbey Ln, W Dolphin Way, W Tarpon Way, Basra Ln, Monterey Cir, E Tuna Way, N Bayside Rd, Gull Ln | $1,054 |
| Barcelona Ct, Lorenzo Rd, Como Ct, Ridgeway Ln, Amalfi Ct, Evans Ct, Provence Dr, Haigler Ct, Chandon Rd, Dante Dr | $838 |
| Ravine Dr, Cherokee Trl, Briggs Ave, Clifton St, Randolph Pl, Moosehead St, Hollywood Dr, Cork Pl, Fleetwood Dr, Alpine St | $791 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Ramtown, NJ | $330900 | 30 year old | $940 |
| Lake Como, NJ | $408500 | 40 year old | $1,355 |
| Elwood, NJ | $119600 | Above 50 year old | $690 |
| Cranbury, NJ | $673500 | Above 50 year old | $2,208 |
| Atlantic Highlands, NJ | $376500 | Above 50 year old | $1,276 |
| Keansburg, NJ | $185100 | 30 year old | $704 |
| Lawnside, NJ | $161500 | 50 year old | $801 |
| Society Hill, NJ | $349600 | Above 50 year old | $1,201 |
| Warminster Heights, PA | $273800 | 40 year old | $965 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $503 | $533 |
| $500,000 to $749,999 | $2,275 | $2,411 |
| $250,000 to $299,999 | $1,108 | $1,174 |
| $400,000 to $499,999 | $1,777 | $1,884 |
| $100,000 to $124,999 | $417 | $443 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Ramtown, NJ | $915 | $665 |
| Lake Como, NJ | $1,305 | $948 |
| Elwood, NJ | $650 | $472 |
| Cranbury, NJ | $2,082 | $1,513 |
| Atlantic Highlands, NJ | $1,203 | $875 |
| Keansburg, NJ | $686 | $498 |
| Lawnside, NJ | $763 | $554 |
| Society Hill, NJ | $1,132 | $823 |
| Warminster Heights, PA | $930 | $676 |
| Coverage Value | Average Ocean County, NJ Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $1,108 |
| $1500,000 to $2000,000 | $3,110 |
| $175,000 to $199,999 | $606 |
| $400,000 to $499,999 | $1,777 |
| $750,000 to $999,999 | $2,630 |