Oceanside, NY homeowners insurance rate is about $1434 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Xavier Pl, Skillman Ave, Marshall St, Dennis St, Woodward St, Stanley Pl, Bayard St, Hull St, Alvin Ct, Clive Pl | $2,405 |
| Bayfield Blvd, Mott St, Carlton Ct, Golf Dr, Grove Pl, Slice Dr, Wrights Ln, Wexford Ln, Balsam St, Cecelia Pl | $2,238 |
| Matthew St, Royal Ave, Maple Ct, Beach Ct, Margie St, Faller St, Anchor Ave, Lawson Blvd, Reina Rd, Riverside Dr | $2,364 |
| Campbell Ave, Kenneth Pl, Montgomery Ave, Daly Blvd, W Cortland Ave, Perkins Ave, Thompson Ave, Alhambra Dr, Yost Blvd, Trinity St | $1,462 |
| Davison Ave W, Clark Ave, Silver Ln, Rockaway Ct, Arnold Ave, Griffin St, Two Brothers Ct, Brian St, Waterview Ave, Cedar Ct | $1,326 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Searingtown, NY | $829500 | 40 year old | $872 |
| Roslyn Estates, NY | $1077500 | New Home | $805 |
| Elwood, NY | $494100 | New Home | $642 |
| Palisades Park, NJ | $521400 | 30 year old | $970 |
| Hasbrouck Heights, NJ | $406800 | 50 year old | $1,365 |
| East Newark, NJ | $300000 | 50 year old | $1,077 |
| Maplewood, NJ | $484800 | 50 year old | $991 |
| Long Hill, NJ | $540800 | 50 year old | $1,018 |
| Warren, NJ | $750000 | New Home | $921 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $2,645 | $2,803 |
| $150,000 to $174,999 | $459 | $487 |
| $400,000 to $499,999 | $1,623 | $1,720 |
| $200,000 to $249,999 | $622 | $660 |
| $500,000 to $749,999 | $2,077 | $2,201 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Searingtown, NY | $840 | $610 |
| Roslyn Estates, NY | $1,006 | $731 |
| Elwood, NY | $835 | $607 |
| Palisades Park, NJ | $944 | $686 |
| Hasbrouck Heights, NJ | $1,299 | $944 |
| East Newark, NJ | $1,026 | $745 |
| Maplewood, NJ | $943 | $685 |
| Long Hill, NJ | $969 | $704 |
| Warren, NJ | $1,152 | $837 |
| Coverage Value | Average Oceanside, NY Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $912 |
| $1500,000 to $2000,000 | $2,839 |
| $750,000 to $999,999 | $2,401 |
| $1000,000 to $1499,999 | $2,645 |
| $400,000 to $499,999 | $1,623 |