What Makes Your Oceanside, NY Home Insurance Cheap or Expensive

Oceanside, NY homeowners insurance rate is about $32-$44,520 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Oceanside, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Xavier Pl, Skillman Ave, Marshall St, Dennis St, Woodward St, Stanley Pl, Bayard St, Hull St, Alvin Ct, Clive Pl 44,520
Bayfield Blvd, Mott St, Carlton Ct, Golf Dr, Grove Pl, Slice Dr, Wrights Ln, Wexford Ln, Balsam St, Cecelia Pl 14,400
Matthew St, Royal Ave, Maple Ct, Beach Ct, Margie St, Faller St, Anchor Ave, Lawson Blvd, Reina Rd, Riverside Dr 7,800
Campbell Ave, Kenneth Pl, Montgomery Ave, Daly Blvd, W Cortland Ave, Perkins Ave, Thompson Ave, Alhambra Dr, Yost Blvd, Trinity St 28,080
Davison Ave W, Clark Ave, Silver Ln, Rockaway Ct, Arnold Ave, Griffin St, Two Brothers Ct, Brian St, Waterview Ave, Cedar Ct 41,040

Cost of Oceanside, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Searingtown, NY 1999 754,000 1,034
Roslyn Estates, NY 2009 More than 1,000,000 933
Elwood, NY 1988 517,200 1,005
Palisades Park, NJ 2003 533,900 819
Hasbrouck Heights, NJ 2006 452,600 801

Cost of Home insurance with Deductible Scenarios in Oceanside, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
487,700 1,890 1,620

Oceanside, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Oceanside, NY Homeowners Insurance ($)
Less than $50,000 174 5.0 32
Less than $200,000 63 2.0 229
Less than $300,000 107 3.0 321
More than $300,000 2,130 70.0 505
Less than $100,000 38 1.0 118

Oceanside, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400000-$500000 4,365 4,440

Oceanside, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
547,500 470,000 4,574 3,880 694

How can I Make My Oceanside, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Oceanside, NY