What Makes Your Orange County, CA Home Insurance Cheap or Expensive

Orange County, CA homeowners insurance rate is about $1368 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Orange County, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Napa, Kingswood, Somerville, Arden, Olde Berry, Straw Flower, Parma, Shadywood, Spring Grove, Trellis Ln $1,543
Charles Way, Windy Ln, Chestnut Ct, W Wind Dr, Kettering, Milliken Ave, McGaw Ave, Linden Way, Greenville Way, Kara Ct $863
Via Alcamo, Via Destino, Via Regalo, Cam Bravado, Via Lampara, Via Belorado, Cam Lienzo, Cll la Espalda, Via Limon, Via Plumaso $1,658
Canyon Crk, Valley Inn Dr, Bellwind, Midnight Sun, Jadestone, Blue Heron, Shade Tree, Treehouse, E Pacific Coast Hwy, Ledroit St $1,843
Blue Summit, Coriander, Via Majorca, Bottlebrush, Pinecrest Dr, Kilkenny Rd, Retreat, Tuberose, Dartmoor St, Cypress Dr $1,686

Cost of Orange County, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Tustin, CA $585700 50 year old $1,436
Rancho Santa Margarita, CA $619200 Above 50 year old $1,431
San Juan Capistrano, CA $635100 Above 50 year old $1,288
Pomona, CA $344200 40 year old $893
Rolling Hills Estates, CA $1153700 40 year old $966
Huntington Park, CA $357500 40 year old $970
Bloomington, CA $226800 30 year old $648
Murrieta, CA $383700 50 year old $1,027
Winchester, CA $121200 Above 50 year old $567
La Canada Flintridge, CA $1280900 Above 50 year old $3,108

Orange County, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $1,855 $1,966
$100,000 to $124,999 $230 $244
$500,000 to $749,999 $1,356 $1,438
$150,000 to $174,999 $332 $351
$250,000 to $299,999 $650 $689

Cost of Home insurance with Deductible Scenarios in Orange County, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Tustin, CA $1,367 $993
Rancho Santa Margarita, CA $1,349 $980
San Juan Capistrano, CA $1,214 $883
Pomona, CA $860 $625
Rolling Hills Estates, CA $930 $676
Huntington Park, CA $934 $679
Bloomington, CA $630 $458
Murrieta, CA $978 $711
Winchester, CA $535 $388
La Canada Flintridge, CA $2,930 $2,130

Orange County, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Orange County, CA Homeowners Insurance ($)
$500,000 to $749,999 $1,356
$1000,000 to $1499,999 $1,727
$1500,000 to $2000,000 $1,855
$750,000 to $999,999 $1,568
$175,000 to $199,999 $393

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