What Makes Your Orleans County, NY Home Insurance Cheap or Expensive

Orleans County, NY homeowners insurance rate is about $157-$9,840 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Orleans County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Richs Corners Rd, Kenyonville Rd, Hamilton St, Co Rd 45B, Zig-Zag Rd, Rice Rd, W County House Rd, Trolley Rd, Hill Rd, Maple St 9,840
Angling Rd, Hanlon Rd, Payne Ave, Platten Rd, Hard Rd, Brown Ln, Eagle St, Co Rd 67, Lartz Ln, Botsford Ln 4,560
Town Section, Co Rd 26, Rockledge Rd, E Kent Rd, Co Rd 97, Wilson Rd, Bills Rd, Co Rd 70, Ford St, Rockledge 4,560
Merrill Rd, S Holley Rd, Wright St, McAllister Dr, Glidden Rd, Holley Rd, Public Sq, Pebble Dr, Fourth Section Rd, Co Rd 17 3,360
North St, S Platt St, Hazard Pkwy, Northwood Dr, N Clinton St, W Bank St, E Herrick St, Lydun Dr Exd, Lydun Dr, E Bank St 5,040

Cost of Orleans County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Lyndonville, NY 1994 79,800 848
Hartland, NY 1986 111,300 881
Olcott, NY 1981 117,400 887
Churchville, NY 1997 120,900 854
Akron, NY 2004 116,300 714

Cost of Home insurance with Deductible Scenarios in Orleans County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
92,100 450 380

Orleans County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Orleans County, NY Homeowners Insurance ($)
Less than $50,000 1,506 12.0 157
Less than $200,000 369 3.0 1,222
Less than $300,000 197 1.0 1,801
More than $300,000 151 1.0 2,287
Less than $100,000 816 6.0 339

Orleans County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$75000-$100000 402 432

Orleans County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
80,000 70,000 700 687 13

How can I Make My Orleans County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Orleans County, NY