What Makes Your Otero County, NM Home Insurance Cheap or Expensive

Otero County, NM homeowners insurance rate is about $728 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Otero County, NM Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
High Meadow Ln, Russia Canyon Rd, McDonald Flats Rd, G-032, Milton, Rocky Trail Rd, Steve Ct, E-017, Dorothy Rd, Pine Rd $727
Geronimo Hill Dr, Side Rd, Iron Gate Dr, Juniper Rd, Miller Flats Rd, Woodlands Way, Maverick, Deer Spring Rd, Canyon Trl, 339 Rd $917
Mauer Dr, Jim Day Ln, Saint Francis Dr, White Mountain Rd, Marcial Cir, Khj Rd, Granado St, Santa Barbara Trl, Ute Ln, Sabinata Ln $743
Nana Ct, Pollen Loop, Jose Second Canyon, Gallerito Flats Rd, Pine St, Maple Dr, Warrior Ct, Magoosh Dr, Snow Spring Dr, Ponderosa $700
Co Rd A60, Greenfield Rd, Baca St, Bickle Rd, Cottontail Run Dr, Arrowhead Ct, Cottonwood Dr, Co Rd A59, Godby Ln, Oakcreek St $733

Cost of Otero County, NM Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Timberon, NM $83900 30 year old $706
High Rolls, NM $205000 Above 50 year old $989
Twin Forks, NM $146900 40 year old $859

Otero County, NM Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $4,974 $5,273
$300,000 to $399,999 $2,637 $2,795
$100,000 to $124,999 $573 $607
$1500,000 to $2000,000 $5,882 $6,235
$250,000 to $299,999 $2,180 $2,311

Cost of Home insurance with Deductible Scenarios in Otero County, NM | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Timberon, NM $688 $500
High Rolls, NM $933 $678
Twin Forks, NM $827 $601

Otero County, NM Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Otero County, NM Homeowners Insurance ($)
$150,000 to $174,999 $1,030
$500,000 to $749,999 $4,302
$400,000 to $499,999 $3,361
$750,000 to $999,999 $4,974
$1000,000 to $1499,999 $5,479

How can I Make My Otero County, NM Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Otero County, NM