Otsego County, NY homeowners insurance rate is about $611 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Myers Mills Rd, Co Rd 12, Rooney Rd, Ketcham Rd, Sugar Bush Rd, W Edmeston Rd, South Rd, Elliot Rd, Lake View Ter, Jennison Rd | $591 |
| Co Rd 50, Co Hwy 32A, Van Alstine Rd, Hade Hollow Rd, Co Hwy 50, Co Hwy 27, Rathbun Rd, Graves Rd, McShane Rd, Gross Rd | $600 |
| Co Rd 23, Co Hwy 21, Walters Way, Buell Rd, Woodland Rd, Co Rd 18, Hinds Rd, Joslin Rd, Warren St Exd, Henry Conklin Rd | $593 |
| Palmer Rd, Naylors Corners Rd, Tiffany Ln, Heavy Duty Rd, Lower Rd, Van Tassell Rd, Co Hwy 6, Co Rte 10, Downey Rd Spr, Winney Hill Rd | $622 |
| Musson Erwin Rd, District 14 Rd, E Side Rd, Camp Hill Rd, Bell Hill Rd, Pochy Rd, Clark Rd, Bloom St, Wilbur Hill Rd, Highland Ave | $726 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| New Berlin, NY | $84700 | Above 50 year old | $619 |
| Kortright, NY | $165600 | 50 year old | $701 |
| Sherburne, NY | $106300 | 40 year old | $609 |
| German Flatts, NY | $82500 | New Home | $707 |
| Sidney, NY | $85200 | 50 year old | $1,005 |
| Schuyler, NY | $89800 | 30 year old | $599 |
| Fairfield, NY | $114000 | 50 year old | $621 |
| Otselic, NY | $76800 | New Home | $463 |
| Downsville, NY | $106300 | 50 year old | $617 |
| Fleischmanns, NY | $137000 | 40 year old | $639 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $250,000 to $299,999 | $1,252 | $1,327 |
| $300,000 to $399,999 | $1,771 | $1,878 |
| $1000,000 to $1499,999 | $3,473 | $3,682 |
| $750,000 to $999,999 | $3,154 | $3,343 |
| $175,000 to $199,999 | $772 | $819 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| New Berlin, NY | $584 | $424 |
| Kortright, NY | $667 | $485 |
| Sherburne, NY | $587 | $426 |
| German Flatts, NY | $957 | $695 |
| Sidney, NY | $957 | $695 |
| Schuyler, NY | $583 | $424 |
| Fairfield, NY | $591 | $429 |
| Otselic, NY | $587 | $426 |
| Downsville, NY | $587 | $426 |
| Fleischmanns, NY | $616 | $447 |
| Coverage Value | Average Otsego County, NY Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $3,473 |
| $150,000 to $174,999 | $599 |
| $200,000 to $249,999 | $849 |
| $300,000 to $399,999 | $1,771 |
| $1500,000 to $2000,000 | $3,729 |