Ottawa County, MI homeowners insurance rate is about $792 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Leigh Ct, S Idlewood Rd, Lake Michigan Ave, Sun Ct, Timberlee Dr, Lake Forest Dr, Apache St, Chippewa Dr, Spruce St, Sea Watch Rd | $879 |
| Starflower Dr, Barkton Dr, Waverly Park, Cascade Dr, Wyndover Pkwy, Harbor Cove, Parkview Ln, N Wellness Dr, Crabapple Ln, Danielle Ct | $779 |
| Circlewood Ln, Tallpine Ln, Burg-Gemmen Dr, Cannonsburg Ln, Queenie Ct, Shanty Creek Ln, Timber Dr, Martinie Dr, Jordan Ct, 54th Ave | $891 |
| Clover St, Spruce Ave, Lake St, Westmont Ave, Lake Dr, N Park Dr, Burke Ave, 3rd Ave, Pine View Ln, Jefferson Ave | $853 |
| River Bend Dr, Stoneridge Ct, N Division St, Rannes St, S Buchanan St, Summit St, N Lake Ave, N Cutler Ave, Parkview Ln, Stone Gate Ct | $736 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Grand Haven, MI | $127600 | Above 50 year old | $672 |
| Port Sheldon, MI | $242400 | 30 year old | $936 |
| Robinson, MI | $180800 | Above 50 year old | $734 |
| Beechwood, MI | $140000 | Above 50 year old | $817 |
| Holland, MI | $131700 | New Home | $589 |
| Jamestown charter, MI | $222900 | 30 year old | $761 |
| Bridgeton, MI | $103000 | 30 year old | $737 |
| Casnovia, MI | $119500 | Above 50 year old | $787 |
| Wyoming, MI | $107700 | New Home | $512 |
| Allegan, MI | $94200 | 50 year old | $686 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $3,878 | $4,110 |
| $250,000 to $299,999 | $1,428 | $1,513 |
| $750,000 to $999,999 | $3,521 | $3,732 |
| $175,000 to $199,999 | $784 | $831 |
| $400,000 to $499,999 | $2,379 | $2,522 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Grand Haven, MI | $633 | $460 |
| Port Sheldon, MI | $911 | $662 |
| Robinson, MI | $692 | $503 |
| Beechwood, MI | $771 | $560 |
| Holland, MI | $737 | $536 |
| Jamestown charter, MI | $740 | $538 |
| Bridgeton, MI | $717 | $521 |
| Casnovia, MI | $742 | $539 |
| Wyoming, MI | $702 | $511 |
| Allegan, MI | $653 | $475 |
| Coverage Value | Average Ottawa County, MI Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $3,045 |
| $175,000 to $199,999 | $784 |
| $1500,000 to $2000,000 | $4,163 |
| $1000,000 to $1499,999 | $3,878 |
| $150,000 to $174,999 | $626 |