What Makes Your Otter Tail County, MN Home Insurance Cheap or Expensive

Otter Tail County, MN homeowners insurance rate is about $1019 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Otter Tail County, MN Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Parkers Trl, Heartland Rd, S Dayton Ave, S Sewell Rd, S 4th St, 101st St, 197th St, Co Rd 79, Mocassin Rd, W Soo St $1,164
Sewell Trl, Swen Rd, Peninsula Ln, Mm Maint, 347th Ave, Lonely Oaks Dr, 370th Ave, N Clitherall Lake Rd, Co Hwy 126, Co Hwy 7 $1,204
Co Hwy 58, 397th St, Pioneer Dr, Co Hwy 142, 439th Ave, Co Rd 67, Merry Ln, Endres Ave, Hidden Trl, 1st St $1,046
Twp Rd 1211, Tower St, Central Ave, Twp Rd 1160, Dayton Hollow Rd, 175th Ave, Cedar Point Ln, Aurdal River Rd, Sophus Anderson Ave, 160th St $1,434
Oak Ridge Beach Rd, Haven Dr, Segar Rd, Co Hwy 74, Co Hwy 44, 333rd St, Matson Point Rd, Co Rd 50, Shores Rd, Wagon Trl Lp $1,174

Cost of Otter Tail County, MN Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Nidaros, MN $231300 New Home $912
Gorman, MN $213800 40 year old $1,267
Bluffton, MN $174600 Above 50 year old $1,162
Lake Eunice, MN $278800 Above 50 year old $1,486
Moe, MN $277200 Above 50 year old $1,481
Blueberry, MN $179000 40 year old $1,153
Holmes City, MN $251100 New Home $952
Land, MN $192900 Above 50 year old $1,226
Nimrod, MN $111100 40 year old $862
Pine Point, MN $110900 Above 50 year old $879

Otter Tail County, MN Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $5,029 $5,331
$175,000 to $199,999 $1,010 $1,070
$1000,000 to $1499,999 $4,684 $4,965
$150,000 to $174,999 $920 $975
$200,000 to $249,999 $1,147 $1,216

Cost of Home insurance with Deductible Scenarios in Otter Tail County, MN | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Nidaros, MN $1,270 $923
Gorman, MN $1,220 $887
Bluffton, MN $1,096 $796
Lake Eunice, MN $1,401 $1,018
Moe, MN $1,396 $1,015
Blueberry, MN $1,111 $807
Holmes City, MN $1,325 $963
Land, MN $1,156 $840
Nimrod, MN $830 $603
Pine Point, MN $829 $602

Otter Tail County, MN Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Otter Tail County, MN Homeowners Insurance ($)
$175,000 to $199,999 $1,010
$100,000 to $124,999 $670
$400,000 to $499,999 $2,874
$300,000 to $399,999 $2,390
$1000,000 to $1499,999 $4,684

How can I Make My Otter Tail County, MN Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Otter Tail County, MN