Owensboro, KY homeowners insurance rate is about $792 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Wandering Ln, Sauer-Hagan Ln, Cr-1372, Oriole Ct, State Hwy 331, State Hwy 960, Griffith Station Rd, Manchester Loop, Partridge Loop, Wembley Way | $1,048 |
| Greyhound Dr, Alexander Ave, Bolivar St, Rush Trl, Prince Ave, E 3rd St, Cs-1589, E Highland Ave, Village Pointe Ct, E 6th St | $752 |
| Oakridge Ct, Hampton Ct, Sutter Loop S, Lane Rd, Old Hwy 144, Brent Gray Trce, Hilltop Dr, Brighton Ct, Old Ky 144, Ky-144 | $818 |
| Riverside Dr, E 8th St, Cr-1507C, Idle Hour Ct, War Admiral Dr, Eastland Dr, Maple Hill Dr, Covent Garden Ct, Dean Ct, Cr-1118A-10 | $932 |
| Carter Rd, Clarke Dr, Pennbrooke St, Bittel Rd, Pennbrooke Ave, N York St, S York St, Chant Ct, Wintergreen Loop N, Lancaster Ave | $765 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Fordsville, KY | $85500 | 40 year old | $743 |
| Hartford, KY | $84100 | Above 50 year old | $751 |
| Henderson County, KY | $118000 | 40 year old | $851 |
| Troy, IN | $94100 | New Home | $487 |
| Slaughters, KY | $67100 | New Home | $489 |
| Lane, IN | $268100 | 40 year old | $1,157 |
| Perry County, IN | $103000 | Above 50 year old | $669 |
| Beechmont, KY | $99200 | 50 year old | $813 |
| Irvington, KY | $85600 | New Home | $557 |
| Butler County, KY | $90400 | 50 year old | $719 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $250,000 to $299,999 | $2,189 | $2,320 |
| $1500,000 to $2000,000 | $6,238 | $6,613 |
| $200,000 to $249,999 | $1,458 | $1,545 |
| $175,000 to $199,999 | $1,241 | $1,316 |
| $100,000 to $124,999 | $605 | $642 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Fordsville, KY | $715 | $520 |
| Hartford, KY | $708 | $515 |
| Henderson County, KY | $819 | $595 |
| Troy, IN | $669 | $486 |
| Slaughters, KY | $627 | $456 |
| Lane, IN | $1,114 | $810 |
| Perry County, IN | $631 | $458 |
| Beechmont, KY | $774 | $562 |
| Irvington, KY | $715 | $520 |
| Butler County, KY | $685 | $497 |
| Coverage Value | Average Owensboro, KY Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $2,189 |
| $750,000 to $999,999 | $5,276 |
| $500,000 to $749,999 | $4,563 |
| $300,000 to $399,999 | $2,908 |
| $400,000 to $499,999 | $3,565 |