What Makes Your Palm Bay, FL Home Insurance Cheap or Expensive

Palm Bay, FL homeowners insurance rate is about $1123 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Palm Bay, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Wayland Rd SW, Fruitland Ave, Lambert St SW, Gibralter St SW, Bavarian Ave SW, Warner Rd SW, Truvall St SW, Largo Ave SW, Mexia St SW, Fredericksburg St $1,629
Brookfield St SE, Inez St SE, Winchester Ave SE, Van Dyke Ave SE, Talbott St SE, Grainger St SE, Ashland Ave SE, Koutnik Rd SE, Abello Rd SE, Monument Ave SE $1,371
Flintlock Ave SE, Community College Pkwy SE, Carnival Rd SE, Alhambra Rd SE, District St SE, Edison St SE, Talmadge Ave SE, Chaloupe St SE, Jaslo St SE, Cordova St SE $1,477
Rila St SE, Wagonwheel Ave SE, Sandusky St SE, Swan Ct SE, Trillo Rd SE, Angel Rd SE, Raven Ave SE, Rambler Ln SE, Ramrod Ln SE, Warrior Ave SE $1,647
Delki St NW, Sarnia St NW, Andover St NW, Gannet Ave NW, Lantana Ct NW, Camas Ave NW, Lucky St NW, Katella Ave NW, Pino Ct, Tamworth St NW $1,203

Cost of Palm Bay, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Valkaria, FL $281900 Above 50 year old $2,374
Viera, FL $229000 Above 50 year old $1,104
Windsor, FL $2000001 New Home $961
Cape Canaveral, FL $256100 Above 50 year old $1,324
Merritt Island, FL $230600 40 year old $1,346
Vero Beach, FL $159300 New Home $1,122
White City, FL $169600 30 year old $1,568
Frostproof, FL $73600 New Home $580
Meadow Woods, FL $174600 Above 50 year old $1,035

Palm Bay, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400,000 to $499,999 $4,766 $5,052
$1500,000 to $2000,000 $8,341 $8,842
$200,000 to $249,999 $1,826 $1,936
$100,000 to $124,999 $1,085 $1,150
$250,000 to $299,999 $2,766 $2,932

Cost of Home insurance with Deductible Scenarios in Palm Bay, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Valkaria, FL $2,238 $1,626
Viera, FL $1,041 $756
Windsor, FL $1,217 $884
Cape Canaveral, FL $1,248 $907
Merritt Island, FL $1,296 $942
Vero Beach, FL $1,458 $1,060
White City, FL $1,526 $1,109
Frostproof, FL $744 $541
Meadow Woods, FL $976 $709

Palm Bay, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Palm Bay, FL Homeowners Insurance ($)
$250,000 to $299,999 $2,766
$400,000 to $499,999 $4,766
$100,000 to $124,999 $1,085
$500,000 to $749,999 $6,101
$1000,000 to $1499,999 $7,769

How can I Make My Palm Bay, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Palm Bay, FL