What Makes Your Palm Desert, CA Home Insurance Cheap or Expensive

Palm Desert, CA homeowners insurance rate is about $840 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Palm Desert, CA
2Effect of Value and Age on Homeowners Insurance Rates in Palm Desert, CA
3Homes with Swimming Pools have Higher Homeowners Insurance in Palm Desert, CA
4How Deductibles Affect Home Insurance Rates in Palm Desert, CA
5Effect of Home Coverage on Homeowners Insurance in Palm Desert, CA

Cost of Palm Desert, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Hidden Cove, Tom Fazio Ln S, Wren Dr, Fairway, Monte Sereno Cir, Point Happy Way, Cll Rosarita, Reserve Dr, Mountain Vista Dr, Jade Ct $1,607
Travers St, Queens Ct, Kokopelli Cir, Amatista Way, Chinook Cir, Painted Mountain Dr, Enfield Ln, Plumosa Cir, Willington Rd, Zinnia Ln E $883
Blue Cir, Links Dr, Noble Canyon Dr, Bee Dr, Adobe Springs Dr, Lucerne Dr, Vista Royale Cir W, Via Fortuna, Highland Springs Dr, Barcelona Ln $694
Sahara Rd, Halgar Rd, Via del Oro, Desert Air Dr, Cam del Cerro, Granite Ridge Rd, Sky Ridge Rd, Barbara Dr, Sierra Vista Dr, Viale Veneto $724
Via Domingo, Como Cir, Via Orvieto, Carlotta Dr, Sheba Way, Morocco Rd, Sundance Cir, Ascalon Ave, Omar Pl, Merle Dr $708

Cost of Palm Desert, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Rancho Mirage, CA $483100 Above 50 year old $1,112
Coachella, CA $183800 Above 50 year old $640
Desert Hot Springs, CA $135000 30 year old $1,344
Mecca, CA $116900 40 year old $1,083
Twentynine Palms, CA $120900 New Home $756
Aguanga, CA $215900 50 year old $698
Yucaipa, CA $277600 New Home $533
Calimesa, CA $196900 50 year old $625
Lakeview, CA $262300 30 year old $749
Pauma Valley, CA $423800 New Home $620

Palm Desert, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $1,827 $1,936
$300,000 to $399,999 $1,026 $1,087
$100,000 to $124,999 $305 $323
$400,000 to $499,999 $1,234 $1,308
$175,000 to $199,999 $438 $464

Cost of Home insurance with Deductible Scenarios in Palm Desert, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Rancho Mirage, CA $1,049 $762
Coachella, CA $604 $439
Desert Hot Springs, CA $1,309 $951
Mecca, CA $1,043 $758
Twentynine Palms, CA $1,052 $764
Aguanga, CA $664 $482
Yucaipa, CA $731 $531
Calimesa, CA $594 $432
Lakeview, CA $729 $530
Pauma Valley, CA $839 $610

Palm Desert, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Palm Desert, CA Homeowners Insurance ($)
$250,000 to $299,999 $781
$300,000 to $399,999 $1,026
$150,000 to $174,999 $335
$500,000 to $749,999 $1,580
$750,000 to $999,999 $1,827

How can I Make My Palm Desert, CA Home Insurance Cheaper

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