Paterson, NJ homeowners insurance rate is about $885 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Reservoir St, Danforth Ave, Turner St, Dixon Ave, Howard St, Murray Ave, Hoxey St, Webster Ave, Summit St, Walton St | $950 |
| Tony Columbia Pl, Veterans Pl, Dale Ave, Federal Plz, de Grasse St, 16th Ave, Memorial Dr, Smith St, Degrasse St, Dr Martin Luther King Fwy | $1,194 |
| 13th Ave, E 34th St, State Rte 4, 15th Ave, E 41st St, 14th Ave, Derrom Ave, Ridge Ter, E 35th St, E 40th St | $892 |
| Garrison St, Passaic County 673, Coral St, Marion St, Chamberlain Ave, Arlington St, Oxford St, Granite Ave, Furrey Plz, Carrelton Dr | $909 |
| Haldon St, Hopper St, N Straight St, Bishop Clarence Gilmore Plz, N 1st St, Watson St, N Main St, Stout St, Belle Ave, Holsman St | $828 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Passaic, NJ | $309700 | 50 year old | $1,020 |
| Wayne, NJ | $454500 | 50 year old | $1,413 |
| Cedar Grove, NJ | $451500 | New Home | $721 |
| Palisades Park, NJ | $521400 | 30 year old | $970 |
| Northvale, NJ | $458300 | New Home | $1,103 |
| Airmont, NY | $470600 | 30 year old | $1,209 |
| Cold Spring Harbor, NY | $763900 | 50 year old | $875 |
| Delaware, PA | $155700 | 40 year old | $684 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $433 | $459 |
| $150,000 to $174,999 | $508 | $539 |
| $300,000 to $399,999 | $1,542 | $1,634 |
| $500,000 to $749,999 | $2,323 | $2,462 |
| $1000,000 to $1499,999 | $2,958 | $3,135 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Passaic, NJ | $971 | $706 |
| Wayne, NJ | $1,345 | $978 |
| Cedar Grove, NJ | $990 | $719 |
| Palisades Park, NJ | $944 | $686 |
| Northvale, NJ | $1,514 | $1,100 |
| Airmont, NY | $1,177 | $855 |
| Cold Spring Harbor, NY | $833 | $605 |
| Delaware, PA | $659 | $479 |
| Coverage Value | Average Paterson, NJ Homeowners Insurance ($) |
|---|---|
| $1500,000 to $2000,000 | $3,175 |
| $250,000 to $299,999 | $1,139 |
| $500,000 to $749,999 | $2,323 |
| $100,000 to $124,999 | $433 |
| $400,000 to $499,999 | $1,814 |