What Makes Your Pearl City, HI Home Insurance Cheap or Expensive

Pearl City, HI homeowners insurance rate is about $1417 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Cost of Pearl City, HI Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Aimama Pl, Ahakuhina Pl, Aapi Pl, Aaniu Pl, Awahiwa St, Awikiwiki St, Akiki Pl, Ahakapu St, Awikiwiki Pl, Aluka Loop $1,930
Hookani St, Hoolele St, Hoohoa Pl, Huaono Pl, Hoomoana Way, Hooui Pl, Hoopai St, Hoohai Pl, Hoohamo Pl, Hoomalimali St $1,013
Naalii Pl, Hiliu Pl, Leialii St, Kaalo St, Kapukapu Pl, Naukewai Pl, Kilihe Way, Ewelani St, Lania Way, Kilipohe St $1,951
Kaleilani Pl, Kuloko St, Kaweloka St, Kaleilani St, Kaumahana Pl, Kanihi St, Waihona St, Paakamaa St, Maluawai St, Paaaina Pl $1,760
Kikala St, Kupukupu Pl, Kupukupu St, Piki St, Hapaki St, Pahiolo St, Piku Way, Kipikua St, Hookiekie St, Halakea St $1,986

Cost of Pearl City, HI Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Waikele, HI $478100 Above 50 year old $1,057
Ewa Gentry, HI $510700 New Home $742
Ewa Beach, HI $474200 50 year old $1,035
Ocean Pointe, HI $613200 Above 50 year old $1,030
Kahaluu, HI $842200 Above 50 year old $2,246
Makakilo, HI $577400 Above 50 year old $985
Nanakuli, HI $310300 40 year old $790
Hauula, HI $596500 30 year old $1,713
Mokuleia, HI $570800 New Home $1,291

Pearl City, HI Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200,000 to $249,999 $427 $453
$300,000 to $399,999 $879 $932
$500,000 to $749,999 $1,427 $1,513
$250,000 to $299,999 $715 $758
$100,000 to $124,999 $258 $273

Cost of Home insurance with Deductible Scenarios in Pearl City, HI | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Waikele, HI $997 $724
Ewa Gentry, HI $991 $720
Ewa Beach, HI $985 $716
Ocean Pointe, HI $971 $706
Kahaluu, HI $2,117 $1,539
Makakilo, HI $929 $675
Nanakuli, HI $761 $553
Hauula, HI $1,668 $1,212
Mokuleia, HI $1,614 $1,173

Pearl City, HI Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Pearl City, HI Homeowners Insurance ($)
$1000,000 to $1499,999 $1,817
$400,000 to $499,999 $1,115
$300,000 to $399,999 $879
$200,000 to $249,999 $427
$1500,000 to $2000,000 $1,951

How can I Make My Pearl City, HI Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Pearl City, HI