What Makes Your Penfield, NY Home Insurance Cheap or Expensive

Penfield, NY homeowners insurance rate is about $84-$24,720 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Penfield, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Northcroft Cres, Stockton Ln, Daytona Ave, Witherspoon Ln, Split Rail Run, Belvista Dr, Woodfield Dr, Westfield Cmns, Golden Locust Cir, White Village Dr 9,480
Jackson Rd Exd, Marcus Park, Loch Loyal Ct, Winterberry Cir, Thoroughbred Trl, Willowbend Dr, Thomville Cir, Hawkes Trl, Christine Cir, Sunleaf Dr 1,560
Harvest Walk, Helen Dr, Leedale Dr, Centurian Cir, Starcrest Ln, Angels Path, Baywood Ln, Guygrace Ln, Taramina Ct, Armetale Luster 4,560
Pond Valley Cir, Chippenham Dr, S Village Trl, Knollwood Dr, Chatworth Cir S, Allen Rd, Monroe County Line Rd, Wayshire Dr, Glen Eagle Way, Eagles Nest Pl 24,720
Willow Pond Way, Belvedere Hts, Harmon Rd, Pineview Dr, Valley Green Dr, Hidden Meadows, Willowview Dr, Avonmore Way, Devonshire Cir, Courtshire Ln 17,280

Cost of Penfield, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Manchester, NY 1997 91,600 850
Bloomfield, NY 1985 130,100 889
Lyons, NY 1993 69,900 844
Caledonia, NY 2007 128,700 723
York Hamlet, NY 1982 107,500 884

Cost of Home insurance with Deductible Scenarios in Penfield, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
187,100 750 630

Penfield, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Penfield, NY Homeowners Insurance ($)
Less than $50,000 581 5.0 84
Less than $200,000 1,122 9.0 650
Less than $300,000 1,319 11.0 957
More than $300,000 1,165 10.0 1,216
Less than $100,000 118 1.0 294

Penfield, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200000-$250000 2,160 2,215

Penfield, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
148,500 140,000 1,262 692 570

How can I Make My Penfield, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Penfield, NY