Penfield, NY homeowners insurance rate is about $728 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Northcroft Cres, Stockton Ln, Daytona Ave, Witherspoon Ln, Split Rail Run, Belvista Dr, Woodfield Dr, Westfield Cmns, Golden Locust Cir, White Village Dr | $679 |
| Jackson Rd Exd, Marcus Park, Loch Loyal Ct, Winterberry Cir, Thoroughbred Trl, Willowbend Dr, Thomville Cir, Hawkes Trl, Christine Cir, Sunleaf Dr | $591 |
| Harvest Walk, Helen Dr, Leedale Dr, Centurian Cir, Starcrest Ln, Angels Path, Baywood Ln, Guygrace Ln, Taramina Ct, Armetale Luster | $697 |
| Pond Valley Cir, Chippenham Dr, S Village Trl, Knollwood Dr, Chatworth Cir S, Allen Rd, Monroe County Line Rd, Wayshire Dr, Glen Eagle Way, Eagles Nest Pl | $879 |
| Willow Pond Way, Belvedere Hts, Harmon Rd, Pineview Dr, Valley Green Dr, Hidden Meadows, Willowview Dr, Avonmore Way, Devonshire Cir, Courtshire Ln | $614 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Manchester, NY | $97600 | Above 50 year old | $989 |
| Bloomfield, NY | $141300 | New Home | $465 |
| Lyons, NY | $81000 | 40 year old | $993 |
| Caledonia, NY | $128300 | Above 50 year old | $641 |
| York Hamlet, NY | $138900 | Above 50 year old | $656 |
| Kendall, NY | $112400 | New Home | $442 |
| Covington, NY | $111800 | 50 year old | $620 |
| Red Creek, NY | $73200 | New Home | $453 |
| Mentz, NY | $75900 | 40 year old | $609 |
| Aurelius, NY | $120900 | Above 50 year old | $633 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $3,178 | $3,369 |
| $300,000 to $399,999 | $1,442 | $1,528 |
| $500,000 to $749,999 | $2,324 | $2,464 |
| $250,000 to $299,999 | $1,159 | $1,228 |
| $100,000 to $124,999 | $418 | $443 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Manchester, NY | $932 | $677 |
| Bloomfield, NY | $621 | $452 |
| Lyons, NY | $957 | $695 |
| Caledonia, NY | $605 | $439 |
| York Hamlet, NY | $618 | $449 |
| Kendall, NY | $590 | $429 |
| Covington, NY | $590 | $429 |
| Red Creek, NY | $589 | $428 |
| Mentz, NY | $587 | $426 |
| Aurelius, NY | $597 | $434 |
| Coverage Value | Average Penfield, NY Homeowners Insurance ($) |
|---|---|
| $175,000 to $199,999 | $637 |
| $1000,000 to $1499,999 | $2,960 |
| $1500,000 to $2000,000 | $3,178 |
| $250,000 to $299,999 | $1,159 |
| $500,000 to $749,999 | $2,324 |