What Makes Your Phoenix, AZ Home Insurance Cheap or Expensive

Phoenix, AZ homeowners insurance rate is about $86-$11,760 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Phoenix, AZ Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Barreeo Trl, N Tamarack Ln, N Buckthorn Ct, N Mayflower Dr, N Saki Dr, Blackbird Dr, N Boulder Dr, N Tanglewood Ct, E Coyote Way, Agave Dr 3,600
N Mesquite Ln, E Golden Eagle Blvd, E Palo Brea Ct, N Wendover Dr, E Glendora Dr, E Morning Glory Way, N Sunflower Dr, Skyridge Ln, Sunridge Dr, N Catalpa Pl 6,000
E Bird Ln, S Serrano Dr, Bahia Ln W, Torreon Dr S, N Litchfield Knolls S, N Wigwam Ave, S Old Litchfield Rd, W Lajolla Dr, W Orchard Ln, N Oro Vis 2,160
N Sierra del Sol, Fire Canyon, Leo Dr, N Indigo Hill Dr, Jagged Cir, N Wild Horse Way, N Organpipe Cir, Cholla Crest Trl, Cholla Dr, E Lunar Ln 3,120
E Last Trail Dr, Desperado Dr, Firerock Country Club Dr, Greystone Dr, E Red Mountain Trl, E Powderhorn Dr, E Telegraph Dr, E Tombstone Ave, Leo Dr, Palisades Blvd 11,760

Cost of Phoenix, AZ Homeowners Insurance based on Home value, and Year Built | Back to Top

Place / Nearby places Year Built Home Value ($) Premium ($)
Maricopa Colony, AZ 1983 84,500 885
Carefree, AZ 1995 677,000 1,103
Goodyear Village, AZ 1994 114,400 872
Gila River, AZ 1993 64,600 851
Tonto National Forest, AZ 2002 646,800 925

Cost of Home insurance with Deductible Scenarios in Phoenix, AZ | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
191,900 1,000 830

Phoenix, AZ Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Phoenix, AZ Homeowners Insurance ($)
Less than $50,000 55,611 9.0 86
Less than $200,000 47,342 8.0 662
Less than $300,000 54,452 9.0 971
More than $300,000 60,764 10.0 1,238
Less than $100,000 12,865 2.0 185

Phoenix, AZ Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200000-$250000 439 494

Phoenix, AZ Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
240,500 210,000 466 571 -105

How can I Make My Phoenix, AZ Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Phoenix, AZ