What Makes Your Phoenix, AZ Home Insurance Cheap or Expensive

Phoenix, AZ homeowners insurance rate is about $729 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Phoenix, AZ Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Barreeo Trl, N Tamarack Ln, N Buckthorn Ct, N Mayflower Dr, N Saki Dr, Blackbird Dr, N Boulder Dr, N Tanglewood Ct, E Coyote Way, Agave Dr $955
N Mesquite Ln, E Golden Eagle Blvd, E Palo Brea Ct, N Wendover Dr, E Glendora Dr, E Morning Glory Way, N Sunflower Dr, Skyridge Ln, Sunridge Dr, N Catalpa Pl $950
E Bird Ln, S Serrano Dr, Bahia Ln W, Torreon Dr S, N Litchfield Knolls S, N Wigwam Ave, S Old Litchfield Rd, W Lajolla Dr, W Orchard Ln, N Oro Vis $855
N Sierra del Sol, Fire Canyon, Leo Dr, N Indigo Hill Dr, Jagged Cir, N Wild Horse Way, N Organpipe Cir, Cholla Crest Trl, Cholla Dr, E Lunar Ln $1,607
E Last Trail Dr, Desperado Dr, Firerock Country Club Dr, Greystone Dr, E Red Mountain Trl, E Powderhorn Dr, E Telegraph Dr, E Tombstone Ave, Leo Dr, Palisades Blvd $1,225

Cost of Phoenix, AZ Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Maricopa Colony, AZ $104800 30 year old $584
Carefree, AZ $687800 50 year old $2,052
Goodyear Village, AZ $100600 30 year old $571
Gila River, AZ $101400 40 year old $736
Tonto National Forest, AZ $631800 New Home $778
Maricopa, AZ $170300 New Home $510
Stanfield, AZ $167600 Above 50 year old $689

Phoenix, AZ Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150,000 to $174,999 $502 $532
$175,000 to $199,999 $621 $658
$200,000 to $249,999 $713 $756
$500,000 to $749,999 $2,299 $2,437
$400,000 to $499,999 $1,796 $1,904

Cost of Home insurance with Deductible Scenarios in Phoenix, AZ | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Maricopa Colony, AZ $568 $413
Carefree, AZ $1,953 $1,419
Goodyear Village, AZ $556 $404
Gila River, AZ $709 $515
Tonto National Forest, AZ $999 $726
Maricopa, AZ $681 $495
Stanfield, AZ $650 $472

Phoenix, AZ Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Phoenix, AZ Homeowners Insurance ($)
$250,000 to $299,999 $1,068
$1500,000 to $2000,000 $3,143
$500,000 to $749,999 $2,299
$400,000 to $499,999 $1,796
$175,000 to $199,999 $621

How can I Make My Phoenix, AZ Home Insurance Cheaper

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