Polk County, IA homeowners insurance rate is about $869 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| NW Polk City Dr, SW 32nd Ct, SW Homestead Cir, NE Oak Dr, NW 35th St, NE 44th Ct, Kamies Ln, NW Cherry Glen Ln, NW 28th St, NW Boulder Ridge Ln | $1,080 |
| Clark Ln, 125th St, Timberline Dr, Northview Ave, NW Kelsey Lynn Cir, NW 84th Pl, Stonebridge Dr, Oakhurst Dr, S 19th St, Bayern Ln | $1,117 |
| Northpark Ct, Kings Row, Cardiff Ct, Twin Eagles Dr, Hardwick Dr, Sunflower Pl, 92nd Ct, Prairie Pkwy, Newburn, Durham Cir | $856 |
| 340th St, NW 105th Ct, NW 89th Ct, S 4th St, Timberline Dr, NW 123rd St, W Jester Park Dr, NW 114th Ln, Whispering Pine Ave, W Grimes St | $863 |
| SE Powers Dr, Clarks Ln NE, NE 108th St, Carter St SW, SE 32nd Ave, W 148th St S, Park Ave NE, SE 100th St, Arch Ave SE, Rolling Prairie Dr | $1,022 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Altoona, IA | $174700 | 50 year old | $808 |
| Slater, IA | $160900 | 40 year old | $917 |
| Indian Creek, IA | $132900 | Above 50 year old | $854 |
| Lambs Grove, IA | $142900 | Above 50 year old | $886 |
| Perry, IA | $89200 | 50 year old | $632 |
| Knoxville, IA | $110600 | 50 year old | $714 |
| Diamondhead Lake, IA | $130000 | 40 year old | $827 |
| Lake Panorama, IA | $385100 | New Home | $977 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $801 | $849 |
| $175,000 to $199,999 | $939 | $995 |
| $750,000 to $999,999 | $3,874 | $4,106 |
| $500,000 to $749,999 | $3,350 | $3,551 |
| $200,000 to $249,999 | $983 | $1,042 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Altoona, IA | $769 | $559 |
| Slater, IA | $883 | $642 |
| Indian Creek, IA | $805 | $585 |
| Lambs Grove, IA | $835 | $607 |
| Perry, IA | $602 | $437 |
| Knoxville, IA | $680 | $494 |
| Diamondhead Lake, IA | $796 | $579 |
| Lake Panorama, IA | $1,323 | $961 |
| Coverage Value | Average Polk County, IA Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $3,350 |
| $200,000 to $249,999 | $983 |
| $100,000 to $124,999 | $587 |
| $250,000 to $299,999 | $1,618 |
| $400,000 to $499,999 | $2,617 |