What Makes Your Prescott, AZ Home Insurance Cheap or Expensive

Prescott, AZ homeowners insurance rate is about $69-$6,240 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Prescott, AZ Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Company Hill Cr, Cll Macias, E Triple T Ln, N Magdalena St, Lucky Shoe Way, Dusty Trail Way, Vista Ln, Cll Carillo, V W Bug Blvd, E Sage Butte 1,320
Old Well Rd, Zoro Rd, Yavapai County Rd 125, S Saber River Trl, N Royal Oak Ct, Hidden Canyon Trl, N Indian Ruin Rd, W Nancy Dr, N Deer Hill Ln, Van Dickson Rd 6,240
Alec Pl, N Marble Head, N Yo-He-Wah Dr, E Rd 5 N, N Grey Fox Dr, Flagstone Dr, N Marblehead Ave, W Lake Louise Rd, Night Hawk Dr, Stump Rd 1,080
Constellation Dr, E Rd 2 N, Danlo Dr, E Merritt Ln, Cactus Wren Dr, Keith Trl, Harding Rd, Irwin Ranch Rd, E A Short Dr, E Perkinsville Rd 3,120
Laura Ct, N Cam del Sol, Yvonne Way, Sirocco Vis, Oak Dr, Johnson Farm Ln, Cindy Ct, Keith Trl, E Circling Hawk Rd, S Papago Dr 4,560

Cost of Prescott, AZ Homeowners Insurance based on Home value, and Year Built | Back to Top

Place / Nearby places Year Built Home Value ($) Premium ($)
Wilhoit, AZ 2000 90,000 722
Chino Valley, AZ 1986 163,100 921
Prescott Valley, AZ 2001 174,700 755
Ash Fork, AZ 1998 117,000 874
Mayer, AZ 1992 96,300 864

Cost of Home insurance with Deductible Scenarios in Prescott, AZ | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
227,700 1,080 920

Prescott, AZ Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Prescott, AZ Homeowners Insurance ($)
Less than $50,000 2,960 9.0 69
Less than $200,000 2,109 7.0 402
Less than $300,000 3,934 13.0 811
More than $300,000 4,763 15.0 1,031
Less than $100,000 493 1.0 188

Prescott, AZ Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200000-$250000 473 528

Prescott, AZ Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
225,000 210,000 687 445 242

How can I Make My Prescott, AZ Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Prescott, AZ