What Makes Your Punta Gorda, FL Home Insurance Cheap or Expensive

Punta Gorda, FL homeowners insurance rate is about $1245 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Punta Gorda, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Tonawanda Dr, 2nd Ave, Cuneo Rd, Remington Dr, 7th Ave, Tristan Dr, Caladium Ave, Potosi Ct, San Pablo Dr, Prada Dr $1,538
Ridgecrest Dr, Gulf Breeze Ln, Worchester Dr, Daisy St, Aidis Cir, Dawson Ln, Lillis St, Jolson Ct, Taralane Dr, Hilbish Dr $955
Strasse Blvd, S Cardinal, Richard Rd, Sunset Blvd E, Allapatchee Dr, Alta Vista Dr, Pineapple Rd, Orangeade Dr, Austrian Blvd, Hickory Ct $1,081
E Grace St, Mary St, Booth St, Drury Ln, Union Ave, Mark Ave, Scott St, Cypress, Florida St, Myrtle Ave $1,585
Sweet Gum Rd, Horseshoe Rd, Michigan Dr, Acorn Ranch Rd, Jones Loop Rd, State Hwy 35, Tuckers Grade Blvd, US Hwy 17, State Rte 31, Blackjack Ct $2,374

Cost of Punta Gorda, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Charlotte Park, FL $181700 50 year old $1,687
Tice, FL $69200 Above 50 year old $909
Rotonda, FL $177100 50 year old $1,656
Estero Island, FL $380400 30 year old $954
Glades, FL $72300 50 year old $922
Nokomis, FL $169000 40 year old $1,581
Highlands County, FL $87900 50 year old $991
Lake Sarasota, FL $189800 30 year old $971
Bee Ridge, FL $242400 30 year old $1,116

Punta Gorda, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$175,000 to $199,999 $967 $1,025
$300,000 to $399,999 $2,372 $2,515
$750,000 to $999,999 $4,158 $4,407
$200,000 to $249,999 $1,158 $1,227
$1000,000 to $1499,999 $4,579 $4,854

Cost of Home insurance with Deductible Scenarios in Punta Gorda, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Charlotte Park, FL $1,606 $1,167
Tice, FL $857 $623
Rotonda, FL $1,576 $1,145
Estero Island, FL $929 $675
Glades, FL $877 $638
Nokomis, FL $1,523 $1,106
Highlands County, FL $943 $685
Lake Sarasota, FL $946 $687
Bee Ridge, FL $1,087 $790

Punta Gorda, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Punta Gorda, FL Homeowners Insurance ($)
$150,000 to $174,999 $897
$500,000 to $749,999 $3,596
$100,000 to $124,999 $530
$1500,000 to $2000,000 $4,917
$250,000 to $299,999 $1,634

How can I Make My Punta Gorda, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Punta Gorda, FL