What Makes Your Rapid City, SD Home Insurance Cheap or Expensive

Rapid City, SD homeowners insurance rate is about $999 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Rapid City, SD
2Effect of Value and Age on Homeowners Insurance Rates in Rapid City, SD
3Homes with Swimming Pools have Higher Homeowners Insurance in Rapid City, SD
4How Deductibles Affect Home Insurance Rates in Rapid City, SD
5Effect of Home Coverage on Homeowners Insurance in Rapid City, SD

Cost of Rapid City, SD Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
228th St, Melke Rd, Circle Dr, Badlands, W 7th Ave, Old US Hwy 14, E Pine St, N Creighton Rd, Lacroix Ct, Wayne St $991
Sweetbriar St, Harding Ct, Gemini St, Carlin St, Uranus St, Sunnydale Ct, McDowell Dr, Flintlock Ct, Highlight Dr, Coady Ct $1,170
Deer Valley Ct, Waxwing Ln, Kerry Dr, Red Rock Canyon Rd, Pinewood Dr, Sila Pl, Crossbill Cir, Donegal Way, Vanishing Trail Ct, Bitterroot Ct $1,259
Forest Park Ct, Harvard Ave, Primrose Pl, Stockade Dr, Huntington Pl, Mt Meadow St, Red Road Dr, Frontier Pl, Ponderosa Ct, Argyle St $1,129
Commerce Rd, Charmwood Dr, Sunny Springs Dr, Magnolia Dr, Halley Rd, Co Rd 260, Titan Dr, Mt Carmel St, Dusty Trl, N Rapid Rd $1,063

Cost of Rapid City, SD Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Central Pennington, SD $147200 Above 50 year old $850
Meade, SD $170500 Above 50 year old $1,090
Fairburn, SD $73800 50 year old $742
Whitewood, SD $115500 30 year old $875
Lawrence County, SD $189200 30 year old $936
Spearfish, SD $206100 50 year old $849

Rapid City, SD Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $4,852 $5,143
$175,000 to $199,999 $981 $1,039
$750,000 to $999,999 $4,405 $4,670
$100,000 to $124,999 $546 $579
$300,000 to $399,999 $2,332 $2,472

Cost of Home insurance with Deductible Scenarios in Rapid City, SD | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Central Pennington, SD $802 $583
Meade, SD $1,028 $747
Fairburn, SD $706 $513
Whitewood, SD $852 $619
Lawrence County, SD $911 $662
Spearfish, SD $808 $587

Rapid City, SD Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Rapid City, SD Homeowners Insurance ($)
$500,000 to $749,999 $3,810
$400,000 to $499,999 $2,977
$150,000 to $174,999 $844
$250,000 to $299,999 $1,679
$100,000 to $124,999 $546

How can I Make My Rapid City, SD Home Insurance Cheaper

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