What Makes Your Reading, PA Home Insurance Cheap or Expensive

Reading, PA homeowners insurance rate is about $838 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Reading, PA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
McClellan St, Hancock Blvd, Sedgwick St, Sheridan St, Farr Rd, Old Wyomissing Rd, Joan Ter, Hoover Ave, Evergreen Rd, Margaret St $782
Wayne St, Argonne Rd, Ave C, Chester St, Lackawanna St, Lehigh St, Berkshire Dr, Allegheny Ave, Cartech Rd, Ave D $543
Greenway Ter, Saint Bernadine St, St Bernardine St, Commons Ct, Angelica St, Ivy St, Belvedere Ave, Paul St, Hazel St, Cameron St $649
Hoskins Pl, Angora Rd, Klein Ave, Steuben Rd, Holly Rd, Queens Ct, Spuhler Dr, Glenn Rd, S 16th St, Forest St $737
Mifflin St, Tulpehocken St, Calls Ct, S 2nd St, Fischer Ln, Wood St, Little Clinton St, Riverfront Dr, Lauer Ct, River Oak Dr $558

Cost of Reading, PA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Fivepointville, PA $188000 New Home $614
Bally, PA $173100 Above 50 year old $786
East Coventry, PA $271000 New Home $628
New Philadelphia, PA $51100 New Home $358
Boothwyn, PA $196400 50 year old $823
Harleigh, PA $161700 30 year old $739

Reading, PA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $10,428 $11,053
$100,000 to $124,999 $990 $1,049
$150,000 to $174,999 $1,818 $1,927
$500,000 to $749,999 $7,627 $8,085
$300,000 to $399,999 $4,631 $4,909

Cost of Home insurance with Deductible Scenarios in Reading, PA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Fivepointville, PA $768 $558
Bally, PA $741 $539
East Coventry, PA $776 $564
New Philadelphia, PA $448 $325
Boothwyn, PA $783 $569
Harleigh, PA $719 $523

Reading, PA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Reading, PA Homeowners Insurance ($)
$100,000 to $124,999 $990
$150,000 to $174,999 $1,818
$175,000 to $199,999 $2,062
$750,000 to $999,999 $8,819
$500,000 to $749,999 $7,627

How can I Make My Reading, PA Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Reading, PA