Richardson, TX homeowners insurance rate is about $1277 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| W Blackburn Rd, Oaklawn Dr, Firewheel Dr, Baltusrol Cir, O Ryans Cir, Provence Blvd, Turtle Cove Rd, 2nd St, Canyon Meadow Dr, Murphy Rd | $2,023 |
| Trafalas Ct, Foxboro Dr, Carnaby Ln, Shield Ln, Debra Ct, St George Dr, Spring Hill Ln, Drawbridge Ln, Vista Creek Ct, Galaxie Rd | $1,800 |
| Alexandra Ave, S Walton St, W Phillips St, Fairview Dr, Gray Stone Ln, Matthew Pl, S McKinney St, Betty Dr, Sonoma Creek Ln, S Texas St | $1,585 |
| Armor Cir, Ramblewood Dr, Shoal Creek Trl, Water Oak Dr, Yaupon Dr, Wildlife Trl, Hazelwood Pl, Black Swan Cr, Osprey Ln, Lacewood Dr | $1,829 |
| Cramptons Gap Dr, Vicksburg Ln, Aspenwood Dr, Robin Way, Shady Cove, Stonebridge Dr, Palisades Blvd, Cap Rock Cir, Nantucket Dr, Skyview Dr | $1,927 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Plano, TX | $270100 | 40 year old | $1,381 |
| Addison, TX | $317500 | Above 50 year old | $1,150 |
| Hebron, TX | $383900 | 30 year old | $2,494 |
| Wylie, TX | $173500 | 40 year old | $1,389 |
| Princeton, TX | $156300 | 30 year old | $997 |
| Farmersville, TX | $153800 | New Home | $763 |
| Garrett, TX | $65500 | New Home | $1,030 |
| Grayson County, TX | $116600 | 30 year old | $1,452 |
| Maypearl, TX | $191900 | 50 year old | $1,027 |
| Bells, TX | $111800 | 40 year old | $1,611 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $4,044 | $4,287 |
| $400,000 to $499,999 | $2,733 | $2,897 |
| $200,000 to $249,999 | $1,198 | $1,269 |
| $300,000 to $399,999 | $2,316 | $2,455 |
| $100,000 to $124,999 | $596 | $632 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Plano, TX | $1,330 | $966 |
| Addison, TX | $1,084 | $788 |
| Hebron, TX | $2,428 | $1,764 |
| Wylie, TX | $1,338 | $972 |
| Princeton, TX | $971 | $706 |
| Farmersville, TX | $967 | $703 |
| Garrett, TX | $1,322 | $961 |
| Grayson County, TX | $1,414 | $1,027 |
| Maypearl, TX | $977 | $710 |
| Bells, TX | $1,551 | $1,127 |
| Coverage Value | Average Richardson, TX Homeowners Insurance ($) |
|---|---|
| $175,000 to $199,999 | $940 |
| $500,000 to $749,999 | $3,498 |
| $100,000 to $124,999 | $596 |
| $250,000 to $299,999 | $1,628 |
| $750,000 to $999,999 | $4,044 |