Richmond, CA homeowners insurance rate is about $950 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Sunny Glen Ct, Vista Ct, Williams Dr, Cleek Ct, Gallery Ct, Arrowhead Ct, Bonneville Ct, Marguerite Dr, Lone Oak Dr, Orourke Dr | $610 |
| Barry Hill Ct, Grenadine Way, Stonehurst Dr, Boca Canada Rd, Saddleback Ct, Creekside Oaks, Midship Dr, Montego Dr, Refugio Valley Rd, Garcia Ranch Rd | $1,048 |
| Hoffman Blvd, S 23rd St, S 29th St, Waterview Dr, S 19th St, Martin Luther King Jr Ave, S 26th St, Bayfront Ct, Southwind Cir, Meade St | $860 |
| Cottage Ave, Idaho St, S 2nd St, Oregon St, W Gertrude Ave, Sanderling Island, Summit St, W Hensley St, Pacific Ave, Ocean Ave | $944 |
| Painted Pony Rd, Forest Ln, Naomi Ct, Hidden Springs Ct, Sobrante Ct, Geoffrey Ct, N Rancho Ct, Setting Sun Pl, Eric Ct, Michael Dr | $693 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| San Rafael, CA | $818300 | 40 year old | $1,531 |
| Briones, CA | $525400 | 50 year old | $1,018 |
| Marin City, CA | $625700 | 40 year old | $1,846 |
| Vallejo, CA | $332900 | New Home | $673 |
| Lafayette, CA | $1214200 | 30 year old | $955 |
| Bolinas, CA | $1216800 | New Home | $2,075 |
| Half Moon Bay, CA | $879000 | Above 50 year old | $1,252 |
| Bodega Bay, CA | $723200 | 30 year old | $2,044 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $363 | $385 |
| $200,000 to $249,999 | $553 | $587 |
| $1500,000 to $2000,000 | $2,213 | $2,346 |
| $250,000 to $299,999 | $769 | $815 |
| $300,000 to $399,999 | $1,061 | $1,124 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| San Rafael, CA | $1,474 | $1,071 |
| Briones, CA | $969 | $704 |
| Marin City, CA | $1,777 | $1,292 |
| Vallejo, CA | $841 | $611 |
| Lafayette, CA | $930 | $676 |
| Bolinas, CA | $2,847 | $2,069 |
| Half Moon Bay, CA | $1,181 | $858 |
| Bodega Bay, CA | $1,990 | $1,446 |
| Coverage Value | Average Richmond, CA Homeowners Insurance ($) |
|---|---|
| $100,000 to $124,999 | $222 |
| $1500,000 to $2000,000 | $2,213 |
| $200,000 to $249,999 | $553 |
| $250,000 to $299,999 | $769 |
| $750,000 to $999,999 | $1,872 |