What Makes Your Richmond, IN Home Insurance Cheap or Expensive

Richmond, IN homeowners insurance rate is about $673 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Richmond, IN
2Effect of Value and Age on Homeowners Insurance Rates in Richmond, IN
3Homes with Swimming Pools have Higher Homeowners Insurance in Richmond, IN
4How Deductibles Affect Home Insurance Rates in Richmond, IN
5Effect of Home Coverage on Homeowners Insurance in Richmond, IN

Cost of Richmond, IN Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Hiser Station Rd, Study Rd, N State Line Rd, Lamott Rd, State Hwy 227 S, W Pottershop Rd, Philomath Rd, W Co Rd 500 N, Lindsey Rd, Stevens Rd $986
Hunters Pointe Dr, Wynfield Dr, N A St, Southeast Pkwy, S J St, Suffolk Dr, Mallard Ct, Locust Ln, Danbury Ln, Waterford St $895
Woody Pl, SW P St, Toschlog Rd, S Round Barn Rd, SW A St, Hillcrest Ave, NW 16th St, J F Kennedy Dr, NW 13th St, Melody Ln $762
Sugar Rd, Moyer Rd, Co Rd 400, N Walnut St, Washington Rd, Main Cross Rd, Swoveland Rd, Foland Rd, Kinsinger Rd, N Washington Rd $966
Engel Dr, Cart Rd, Circle Dr, Berry Ln, W Cart Rd, Autumn Way, Darvin Ct, Rolling Dr, Glendale Dr, University Blvd $849

Cost of Richmond, IN Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Saratoga, IN $38800 Above 50 year old $498
Rushville, IN $90000 New Home $491
Ross, OH $205600 New Home $566
Crosby, OH $192000 New Home $607
Mount Pleasant, IN $216510 50 year old $1,078
Pleasant Run, OH $113500 30 year old $670
Monfort Heights, OH $160900 50 year old $667
Reading, OH $116800 30 year old $632

Richmond, IN Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400,000 to $499,999 $3,897 $4,131
$175,000 to $199,999 $1,376 $1,459
$100,000 to $124,999 $804 $852
$1500,000 to $2000,000 $6,820 $7,229
$250,000 to $299,999 $2,354 $2,495

Cost of Home insurance with Deductible Scenarios in Richmond, IN | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Saratoga, IN $469 $341
Rushville, IN $655 $476
Ross, OH $699 $508
Crosby, OH $810 $589
Mount Pleasant, IN $1,027 $746
Pleasant Run, OH $652 $474
Monfort Heights, OH $635 $461
Reading, OH $615 $447

Richmond, IN Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Richmond, IN Homeowners Insurance ($)
$175,000 to $199,999 $1,376
$150,000 to $174,999 $1,051
$400,000 to $499,999 $3,897
$750,000 to $999,999 $5,768
$250,000 to $299,999 $2,354

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