Richmond, KY homeowners insurance rate is about $945 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Bellwood Pl, Irvine Rd, Luxon Dr, Cobble Dr, Kristin Dr, K St, E Main St, Dennis St, Sage Ct, Greathouse Dr | $995 |
| S Poplar St, Lancaster Ct, Stratford Dr, Willis Manor Dr, Magnolia Dr, Meadowlark Dr, Janwell Dr, Ellis Ct, Burnam Ct, Darleen Ct | $881 |
| Rose Ln, Crestview Rd, Kingston Hwy, General Nelson Dr, Duncannon Ln, Green Hills Dr, Continental Dr, Industrial Rd, Falcon Ct, Kenblue Ln | $1,083 |
| Rosebud Cir, Castlewood Dr, Idylwild Ct, Frankie Dr, Hager Dr, Goggins Ln, Colby Taylor Dr, Tates Creek Rd, Barnes Mill Rd, Old Farm Rd | $1,199 |
| Israel Dr, Calumet Dr, Boones Trl, Jacks Creek Rd, Goggins Ln, Boone Way, Jessamine Ct, Cawood Ct, Northern Dancer Dr, Woodford Dr | $1,192 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Jessamine County, KY | $164300 | 30 year old | $973 |
| Winchester, KY | $134700 | 30 year old | $778 |
| Fayette County, KY | $175000 | Above 50 year old | $1,033 |
| Fayette, KY | $215100 | 30 year old | $1,138 |
| Middletown, KY | $81900 | New Home | $551 |
| Paris, KY | $146300 | 40 year old | $817 |
| Versailles, KY | $175200 | 50 year old | $895 |
| Scott County, KY | $170800 | 50 year old | $1,012 |
| Carlisle, KY | $85500 | 50 year old | $699 |
| Ferguson, KY | $89500 | 50 year old | $769 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $882 | $935 |
| $200,000 to $249,999 | $1,297 | $1,375 |
| $750,000 to $999,999 | $4,372 | $4,634 |
| $100,000 to $124,999 | $598 | $634 |
| $250,000 to $299,999 | $1,688 | $1,790 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Jessamine County, KY | $948 | $689 |
| Winchester, KY | $757 | $550 |
| Fayette County, KY | $974 | $708 |
| Fayette, KY | $1,108 | $805 |
| Middletown, KY | $699 | $508 |
| Paris, KY | $787 | $572 |
| Versailles, KY | $852 | $619 |
| Scott County, KY | $964 | $700 |
| Carlisle, KY | $665 | $483 |
| Ferguson, KY | $732 | $532 |
| Coverage Value | Average Richmond, KY Homeowners Insurance ($) |
|---|---|
| $175,000 to $199,999 | $1,027 |
| $250,000 to $299,999 | $1,688 |
| $200,000 to $249,999 | $1,297 |
| $1000,000 to $1499,999 | $4,815 |
| $300,000 to $399,999 | $2,364 |