What Makes Your Rochester, MN Home Insurance Cheap or Expensive

Rochester, MN homeowners insurance rate is about $1036 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Rochester, MN Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Co Rd 128 NE, 117th St NW, River Park Pl SE, Sandy Point Ct NE, Zumbro Hills Dr SW, Power Dam Rd NW, 90th St NW, 9th Ave SW, 47th St NW, Verwood Ln NE $1,371
Shetland Dr NW, Blakesley Ln NW, Chateau Rd NW, Castleview Dr NW, 60th Ave NW, 48th St NW, Lancaster Pl NW, Lexington Ln NW, 47th Ave NW, Cambridge Ln NW $1,358
Woodbine Ct SE, Co Rd 139 SE, 70th Ave SE, 20th St SW, Shervin Ave SW, 115th Ave SW, 65th St SW, Co Hwy 5, 87th St SE, Co Rd 26 SW $1,197
Co Hwy 20, Brookwood Ct SE, Easy St SE, 60th Ave SE, Wilbur Ln SE, 69 Ave SE, Woodbury Ct SE, Co Hwy 16, Schmidt Ct SE, Meadowbrook St SE $1,067
60th Ave SW, Christy Ln SW, 31st Ave SW, Orion St SW, Timberwood Ln SW, Southern Ridge Ln SW, 18th St SW, Hart Dr SW, Woodstone Dr SW, Scenic Point Dr SW $2,094

Cost of Rochester, MN Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Viola, MN $287000 Above 50 year old $1,510
Kasson, MN $163500 40 year old $921
Bellechester, MN $113200 30 year old $864
Rollingstone, MN $183000 50 year old $1,181
Le Roy, MN $80500 50 year old $693
Wacouta, MN $287500 50 year old $1,497
Otranto, IA $153800 New Home $648
Rice County, MN $188400 New Home $785
St. Ansgar, IA $123700 30 year old $798

Rochester, MN Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$250,000 to $299,999 $1,740 $1,844
$750,000 to $999,999 $4,274 $4,530
$300,000 to $399,999 $2,245 $2,380
$500,000 to $749,999 $3,696 $3,918
$400,000 to $499,999 $2,888 $3,061

Cost of Home insurance with Deductible Scenarios in Rochester, MN | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Viola, MN $1,424 $1,035
Kasson, MN $887 $645
Bellechester, MN $841 $611
Rollingstone, MN $1,124 $817
Le Roy, MN $660 $480
Wacouta, MN $1,425 $1,035
Otranto, IA $865 $629
Rice County, MN $1,062 $772
St. Ansgar, IA $777 $564

Rochester, MN Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Rochester, MN Homeowners Insurance ($)
$750,000 to $999,999 $4,274
$400,000 to $499,999 $2,888
$175,000 to $199,999 $993
$250,000 to $299,999 $1,740
$150,000 to $174,999 $839

How can I Make My Rochester, MN Home Insurance Cheaper

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