What Makes Your Rochester, NY Home Insurance Cheap or Expensive

Rochester, NY homeowners insurance rate is about $1194 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Rochester, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
E Bellaqua Estates Dr, Lester St, Millstead Way, Airview Dr, Names Rd, Stallman Dr, Airpark Dr, Silverknoll Dr, Chili Scottsville Rd, Oaktwist Cir $618
la Grange Ave, Jessie St, Westmount St, Latona Rd, Morville Dr, Lancaster St, Andes St, Oakwood Rd, Culdorf Aly, Eastland Rd $596
Keswick Rd, Eagle Rock Dr, Bay View Rd, Lafayette Rd, Wyncote Ave, Charrington Rd, Bayberry Dr, Dorington Rd, Smyles Dr, Cranberry Landing Dr $821
Windsor St, S Washington St, Capron St, Bank Pl, Franklin St, Pitkin St, Inner Loop Expy, Stone St, Cascade Dr, Chestnut St $604
Bay Front N, Lynn Dr, Keating Dr, Tietenberg Ave, Seacliffe Rd, Breezeway Dr, Rosedale St, Tamarack Dr, Point Pleasant Rd, Fairlea Dr $675

Cost of Rochester, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Gates, NY $115200 50 year old $622
Henrietta, NY $141300 Above 50 year old $639
Perinton, NY $196600 40 year old $754
Richmond, NY $163300 New Home $503
Gaines, NY $86200 40 year old $606
Benton, NY $157000 50 year old $682
Seneca Falls, NY $100700 40 year old $968
Wethersfield, NY $91800 40 year old $605
Torrey, NY $161400 30 year old $676
Milo, NY $113600 40 year old $993

Rochester, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$500,000 to $749,999 $9,662 $10,242
$400,000 to $499,999 $7,548 $8,001
$175,000 to $199,999 $2,681 $2,841
$300,000 to $399,999 $6,159 $6,528
$100,000 to $124,999 $1,660 $1,759

Cost of Home insurance with Deductible Scenarios in Rochester, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Gates, NY $592 $430
Henrietta, NY $603 $438
Perinton, NY $726 $528
Richmond, NY $662 $481
Gaines, NY $584 $424
Benton, NY $649 $472
Seneca Falls, NY $932 $677
Wethersfield, NY $583 $424
Torrey, NY $658 $478
Milo, NY $957 $695

Rochester, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Rochester, NY Homeowners Insurance ($)
$200,000 to $249,999 $3,052
$1000,000 to $1499,999 $12,304
$1500,000 to $2000,000 $13,210
$150,000 to $174,999 $2,021
$300,000 to $399,999 $6,159

How can I Make My Rochester, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Rochester, NY