What Makes Your Sacramento, CA Home Insurance Cheap or Expensive

Sacramento, CA homeowners insurance rate is about $60-$6,120 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Sacramento, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Ryedale Ln, Nautical Point Pl, Van Eyck Way, Duck Walk Way, Parque Way, Macon Dr, Tesoro Ln, Waterville Way, Crystal Coast Pl, Swadly Way 6,120
Lippizan Ct, Irish Spring Way, Hawkview Way, Holly Creek Ct, Wild Meadow Pl, Orchid Ranch Way, Gloriosa Ct, Firethorn Way, Noriker Dr, Burberry Ct 720
Old Villa Ct, Hayden Way, Riva Ridge Dr, Arbardee Ln, Kenneth Creek Ln, Rolling Green Way, St Thomas Dr, Palmias Ct, Hartman Way, Via Gwynn Way 3,600
Lafitte Ct, Hazel Ridge Ln, Roper Ave, Emperor Dr, Olive Ranch Ln, Mart Smith Way, Shelborn Ct, Keana Ct, McHern Ct, Mondego Way 5,880
Woodmore Oaks Dr, Menke Way, Hill Dr, Donnawood Way, Acer Way, Alaterna Ct, Briarbrook Cir, Cloudcroft Way, Cortadera Dr, Drywood Way 4,320

Cost of Sacramento, CA Homeowners Insurance based on Home value, and Year Built | Back to Top

Place / Nearby places Year Built Home Value ($) Premium ($)
Courtland, CA 2005 242,500 739
Sloughhouse, CA 2005 434,900 773
Dixon, CA 2009 308,700 750
El Dorado Hills, CA 2002 479,900 787
Collierville, CA 1987 344,000 935

Cost of Home insurance with Deductible Scenarios in Sacramento, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
249,400 1,080 870

Sacramento, CA Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Sacramento, CA Homeowners Insurance ($)
Less than $50,000 9,097 5.0 60
Less than $200,000 12,413 6.0 339
Less than $300,000 28,469 15.0 684
More than $300,000 36,905 20.0 872
Less than $100,000 2,445 1.0 181

Sacramento, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$250000-$300000 935 995

Sacramento, CA Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
324,000 300,000 1,170 798 372

How can I Make My Sacramento, CA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Sacramento, CA