What Makes Your Sacramento County, CA Home Insurance Cheap or Expensive

Sacramento County, CA homeowners insurance rate is about $780 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Sacramento County, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Vintage Oak Ave, Claybury Ct, Trammel Way, Park Stream Ct, Killebrew Way, Bernier Cir, Grizzly Mesa Ct, Prairie Ct, Warmwood Ct, Cold Brook Way $608
Newry Ct, Ibis Way, Black Cherry Ct, Boysenberry Way, Kamelia Ct, Kestrel Ct, Macedonian Ct, Dianthus Way, Opp Ct, Lollipop Ln $712
Rose Arbor Dr, York Harbor Way, Amagansett Pl, Manila Ct, Noyack Pl, Old Canoe Pl, Chango Cir, Ingleton Ln, Beluga Pl, Rock House Cir N $709
Maeve Ct, Country Garden Dr, Marsyas Way, Almond Falls Dr, Big Meadow Way, Rosenstock Way, Fairbrook Ct, California Cir, Ruby Landing Way, Cadee Ct $929
Wenlock Ct, Prudhoe Ct, Girvan Ct, Elnora Ct, Gambier Ct, Saint Brendan Pl, Emsdale Way, Delicato Way, Fitzroy Ct, Orkney Ct $698

Cost of Sacramento County, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Galt, CA $329400 New Home $666
Folsom, CA $456900 Above 50 year old $1,287
Linden, CA $363100 50 year old $999
Allendale, CA $600300 Above 50 year old $1,825
Peters, CA $389700 50 year old $1,092
Pine Grove, CA $269100 30 year old $760
San Andreas, CA $268300 50 year old $721
West Point, CA $159400 30 year old $607
Grizzly Flats, CA $212100 Above 50 year old $699
Ripon, CA $398600 50 year old $948

Sacramento County, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200,000 to $249,999 $571 $605
$300,000 to $399,999 $1,049 $1,112
$1500,000 to $2000,000 $2,237 $2,371
$100,000 to $124,999 $234 $248
$500,000 to $749,999 $1,636 $1,734

Cost of Home insurance with Deductible Scenarios in Sacramento County, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Galt, CA $833 $605
Folsom, CA $1,214 $882
Linden, CA $950 $691
Allendale, CA $1,720 $1,250
Peters, CA $1,039 $755
Pine Grove, CA $740 $538
San Andreas, CA $686 $499
West Point, CA $591 $429
Grizzly Flats, CA $659 $479
Ripon, CA $902 $656

Sacramento County, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Sacramento County, CA Homeowners Insurance ($)
$400,000 to $499,999 $1,278
$750,000 to $999,999 $1,892
$100,000 to $124,999 $234
$1500,000 to $2000,000 $2,237
$1000,000 to $1499,999 $2,084

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