What Makes Your Salem, OR Home Insurance Cheap or Expensive

Salem, OR homeowners insurance rate is about $744 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Cost of Salem, OR Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Co Hwy 749, 60th Ct SE, Holly Loop SE, Turner Rd SE, 93rd Ave SE, Shipman Ln SE, Burnett St SE, Riva Ridge St, Dusty Ln SE, Johns Pl SE $763
Delta Dr NE, Birchwood Ct N, Oakwood St NE, Arborwood Ct NE, Aldridge Dr N, Foothill Dr NE, Kayla Shea Cir NE, Meadowridge St NE, Heatherwood Ave NE, Wheatland Loop N $579
Kinsington St SE, Oakridge Ct SE, Stefon Ct SE, Bridgeport Ave SE, Wildwood Dr SE, Jamestown St SE, Albion Ct SE, Freedom Loop SE, Harlandale Ave SE, Dome Rock Ct SE $637
17th Ave S, Matthews Loop S, Mc Kay Dr S, Revere Ct S, 17th Ct S, 19th Ct S, Jennifer Ave S, Elderberry Dr S, Daniel St S, Cloud Dr S $526
Rebecca St NE, Eastview Dr NE, 40th Ct NE, Ibis St NE, Indian Earth Ave, Princess Ct NE, 38th Pl NE, Benton Ct NE, Phyllis St NE, Gladys St NE $615

Cost of Salem, OR Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Sublimity, OR $250000 Above 50 year old $674
Dallas, OR $214400 Above 50 year old $675
Albany, OR $282800 Above 50 year old $714
Barlow, OR $215600 50 year old $627
Sheridan, OR $189200 New Home $561
Gates, OR $155900 40 year old $543
Beaverton, OR $328400 40 year old $742
Fairview, OR $242400 New Home $430

Salem, OR Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $3,244 $3,439
$175,000 to $199,999 $628 $666
$500,000 to $749,999 $2,373 $2,515
$300,000 to $399,999 $1,500 $1,590
$150,000 to $174,999 $565 $598

Cost of Home insurance with Deductible Scenarios in Salem, OR | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Sublimity, OR $635 $462
Dallas, OR $636 $462
Albany, OR $673 $489
Barlow, OR $597 $434
Sheridan, OR $692 $503
Gates, OR $523 $380
Beaverton, OR $715 $520
Fairview, OR $583 $423

Salem, OR Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Salem, OR Homeowners Insurance ($)
$200,000 to $249,999 $694
$175,000 to $199,999 $628
$400,000 to $499,999 $1,854
$750,000 to $999,999 $2,744
$1000,000 to $1499,999 $3,022

How can I Make My Salem, OR Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Salem, OR