What Makes Your San Diego, CA Home Insurance Cheap or Expensive

San Diego, CA homeowners insurance rate is about $1431 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of San Diego, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Herrington Way, Sienna Ridge Pl, Cabela Pl, Silver Pine Rd, Bluestone St, Peters Stone Ct, Pienza Pl, Sun Maiden Ct, Plumeria Ln, Patina St $1,601
Cll Pequena, Ladys Secret Dr, Via Cortona, Pimlico Corte, Fairbanks, Strawberry Rd, Rio Rancho, Via Bellini, Rancho Santa Fe Farms Dr, Santaluz Village Green S $2,104
Tularosa Ln, Toscano Ct, Corte la Bella, Cte Vino, la Milla, Teten Way, Cam del Rancho, Chelsea Ln, Tara Way, Latigo Row $963
Meeks Bay Dr, Benecia Ct, Ferndale St, Medical Center Dr, Santa Sierra Dr, Cmt Cortina, Cmt Capistrano, Rincon Pl, Cordelia St, Santa Alicia Ave $624
Pso del Verano Norte, Plz Menta, Plz Animado, Camberwell Ct, Sycamore Creek Rd, Pacato Ct, Senda Acantilada, Ave Cordillera, Utopia Way, Parma Ct $1,311

Cost of San Diego, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Lemon Grove, CA $367700 New Home $607
La Presa, CA $348900 30 year old $784
Eucalyptus Hills, CA $493400 30 year old $1,015
National City, CA $345400 30 year old $887
Lakeside, CA $386800 Above 50 year old $917
Del Mar, CA $2000001 40 year old $846
Imperial Beach, CA $433400 40 year old $905
Lake San Marcos, CA $564000 50 year old $1,720
Hidden Meadows, CA $550100 40 year old $1,666

San Diego, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $2,361 $2,502
$400,000 to $499,999 $1,448 $1,535
$175,000 to $199,999 $486 $515
$100,000 to $124,999 $318 $337
$250,000 to $299,999 $847 $898

Cost of Home insurance with Deductible Scenarios in San Diego, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Lemon Grove, CA $810 $589
La Presa, CA $764 $555
Eucalyptus Hills, CA $988 $718
National City, CA $863 $627
Lakeside, CA $865 $628
Del Mar, CA $815 $592
Imperial Beach, CA $872 $634
Lake San Marcos, CA $1,637 $1,190
Hidden Meadows, CA $1,605 $1,166

San Diego, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average San Diego, CA Homeowners Insurance ($)
$250,000 to $299,999 $847
$500,000 to $749,999 $1,854
$200,000 to $249,999 $629
$1000,000 to $1499,999 $2,361
$150,000 to $174,999 $457

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