San Luis Obispo, CA homeowners insurance rate is about $1226 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Rancho Oaks Dr, Bassi Dr, Morning Dove Ln, Machado Ln, Tierra del Pajaro, Estrella del Mar Ct, Countryside Ln, Venado Trl, Brass Button Ct, Firehouse Canyon Rd | $1,770 |
| la Virada Way, la Luna Ct, Quail Cir, Portola St, Hedley Dr, Oceanaire Ct, Via Laguna Vis, Cavalier Ln, Farrier Ct, Sola Ct | $667 |
| Mission St, Hill St, Bridle Ridge Trl, Stanford Dr, State Hwy 227, Brittany Cir, Blue Granite Ln, West St, Chorro St, Penman Way | $1,276 |
| Industrial Way, Ambrosia Ct, Populas Ave, Larkspur, Spanish Oaks Dr, Lobelia Ln, Biddle Ranch Rd, Goldenrod Ln, Tank Farm Rd, Azalea Ct | $1,096 |
| Mutsuhito Ave, Pacific Pismo Aly, Chorro St, Church St, Tarragon Ln, Leff St, King Ct, Nipomo St, Lawton Ave, Meadow St | $953 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Los Ranchos, CA | $876000 | New Home | $1,811 |
| Morro Bay, CA | $535300 | New Home | $706 |
| San Luis Obispo County, CA | $499800 | 40 year old | $1,516 |
| Nipomo, CA | $444300 | Above 50 year old | $966 |
| Paso Robles, CA | $423900 | New Home | $889 |
| Garey, CA | $875000 | 30 year old | $2,356 |
| Sisquoc, CA | $267500 | 40 year old | $765 |
| Los Alamos, CA | $451900 | 30 year old | $1,357 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $266 | $282 |
| $1000,000 to $1499,999 | $1,538 | $1,630 |
| $100,000 to $124,999 | $220 | $233 |
| $400,000 to $499,999 | $944 | $1,000 |
| $750,000 to $999,999 | $1,397 | $1,480 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Los Ranchos, CA | $2,294 | $1,667 |
| Morro Bay, CA | $983 | $714 |
| San Luis Obispo County, CA | $1,460 | $1,061 |
| Nipomo, CA | $910 | $662 |
| Paso Robles, CA | $1,098 | $798 |
| Garey, CA | $2,293 | $1,666 |
| Sisquoc, CA | $737 | $536 |
| Los Alamos, CA | $1,321 | $960 |
| Coverage Value | Average San Luis Obispo, CA Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $266 |
| $750,000 to $999,999 | $1,397 |
| $1500,000 to $2000,000 | $1,651 |
| $1000,000 to $1499,999 | $1,538 |
| $175,000 to $199,999 | $342 |