Santa Barbara, CA homeowners insurance rate is about $1231 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Cam Medio, Via Glorieta, Via Valverde, Via Presada, Vieja Dr, Shoreline Dr, Lago Dr, Vista Clara Rd, Via Trepadora, del Canto Ln | $1,513 |
| White Ave, Fellowship Cir, Cll Canon, Las Positas Rd, Skyline Cir, Vis Madera, Reservation 5443, Cll Cerrito, Mohawk Rd, Cll Cerro | $1,287 |
| Clover Ln, Orizaba Rd, Clifton St, Barker Pass Rd, Meadow Wood Ln, Ranchito Vista Rd, Camino Viejo Rd, el Cielito Rd, Crestview Ln, Coronada Cir | $909 |
| para Grande Ln, Oak Grove Dr, Cima Vista Ln, Sheffield Dr, Deerfield Rd, Mariposa Ln, Glen Oaks Dr, Featherhill Rd, Buckthorn Rd, Crocker Sperry Dr | $1,737 |
| Franceschi Rd, E Canon Perdido St, Mira Vista Ave, Diana Rd, N Milpas St, East St, Largura Pl, Camino Alto Rd, Serra Vista Ln, Dover Rd | $1,780 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Isla Vista, CA | $416700 | 30 year old | $839 |
| Summerland, CA | $1183800 | 40 year old | $2,910 |
| Santa Barbara County, CA | $509400 | New Home | $989 |
| Santa Ynez, CA | $775600 | 30 year old | $2,155 |
| Buellton, CA | $458600 | Above 50 year old | $1,441 |
| Oak View, CA | $476000 | 30 year old | $1,502 |
| Meiners Oaks, CA | $536000 | Above 50 year old | $1,667 |
| Oxnard, CA | $389200 | 30 year old | $992 |
| Saticoy, CA | $352500 | 30 year old | $944 |
| Camarillo, CA | $569600 | New Home | $1,187 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $200,000 to $249,999 | $284 | $302 |
| $250,000 to $299,999 | $437 | $463 |
| $500,000 to $749,999 | $884 | $937 |
| $175,000 to $199,999 | $248 | $262 |
| $300,000 to $399,999 | $568 | $603 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Isla Vista, CA | $816 | $593 |
| Summerland, CA | $2,802 | $2,036 |
| Santa Barbara County, CA | $1,358 | $987 |
| Santa Ynez, CA | $2,098 | $1,524 |
| Buellton, CA | $1,359 | $987 |
| Oak View, CA | $1,462 | $1,063 |
| Meiners Oaks, CA | $1,572 | $1,142 |
| Oxnard, CA | $966 | $702 |
| Saticoy, CA | $919 | $668 |
| Camarillo, CA | $1,485 | $1,079 |
| Coverage Value | Average Santa Barbara, CA Homeowners Insurance ($) |
|---|---|
| $1500,000 to $2000,000 | $1,208 |
| $400,000 to $499,999 | $690 |
| $200,000 to $249,999 | $284 |
| $1000,000 to $1499,999 | $1,125 |
| $250,000 to $299,999 | $437 |