What Makes Your Santa Cruz County, CA Home Insurance Cheap or Expensive

Santa Cruz County, CA homeowners insurance rate is about $1266 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Santa Cruz County, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Loggers Rd, Las Cumbres Rd, Riva Ridge Rd, Bear Creek Canyon Rd, Sunset Ridge Rd, Bear Creek Rd, Hoot Owl Way, Eagle Tree Ln, China Grade, Madrone Pl $1,726
Huckleberry Island, Middle Dr, Lost Acre Dr, Love Creek Rd, Bear Creek, Kipling Ave, Hidden Springs Ln, Hillcrest Ave, Skyline Dr, Felton Empire Rd $1,474
Pleasant Valley Ridge, Tindall Ranch Rd, Mockingbird Ridge Rd, la Vida Dr, Calabasas Rd, Velasquez Ave, Pinehill Rd, Pleasant Valley Rd, Halton Ln, Velasquez St $1,617
East Dr, Camp Joy Rd, Railroad Ave, Braemoor Ct, Wooded Way, Circle Way, Lorenzo St, Middleton Dr, Flat St, Larkspur St $1,259
Eagle Crest Dr, Woodhill Dr, Aviator Ct, Grace Way, Sandhill Rd, Wells Rd, Sunridge Ct, Venice Way, el Pueblo Dr, Bourdeaux Ln $1,212

Cost of Santa Cruz County, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Twin Lakes, CA $798000 50 year old $1,156
Lompico, CA $426100 New Home $928
Davenport, CA $663200 New Home $1,375
Los Gatos, CA $1476700 50 year old $978
Santa Clara, CA $2000001 New Home $586
Santa Clara, CA $831600 40 year old $1,549
Pacific Grove, CA $764600 Above 50 year old $1,200
East Foothills, CA $767700 30 year old $1,165
Diablo Range, CA $1034100 New Home $2,084

Santa Cruz County, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300,000 to $399,999 $771 $817
$400,000 to $499,999 $966 $1,023
$250,000 to $299,999 $569 $603
$175,000 to $199,999 $328 $348
$750,000 to $999,999 $1,429 $1,515

Cost of Home insurance with Deductible Scenarios in Santa Cruz County, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Twin Lakes, CA $1,100 $799
Lompico, CA $1,191 $865
Davenport, CA $1,860 $1,352
Los Gatos, CA $930 $676
Santa Clara, CA $771 $561
Santa Clara, CA $1,491 $1,084
Pacific Grove, CA $1,131 $822
East Foothills, CA $1,134 $824
Diablo Range, CA $2,574 $1,870

Santa Cruz County, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Santa Cruz County, CA Homeowners Insurance ($)
$200,000 to $249,999 $358
$300,000 to $399,999 $771
$1000,000 to $1499,999 $1,574
$400,000 to $499,999 $966
$150,000 to $174,999 $284

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