Santa Maria, CA homeowners insurance rate is about $834 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Taran Ct, Drake Dr, Fleming Ln, Hampton Dr, Firefox Dr, San Telmo, Francis Ln, Willow Glen Dr, Frederick St, Louisa Ter | $887 |
| Forbes Pl, Francine Ln, Quail Meadows Dr, Cabo San Jose, Ellen Ln, S White Dove Dr, Henry Ave, la Purisima Ave, Southside Pkwy, Dolores Ct | $729 |
| Citrus Ct, Duvali Dr, Arbolitos Ct, S Smith St, Biscayne St, Battles Rd, Estriga Ct, Farnel Rd, Santillan Ave, Albert St | $665 |
| Willowood Dr, Dutard St, Rosales Ct, Wailea Ct, W McCoy Ln, Cooley Ln, Betteravia Rd, Jason Way, Moon Dance Dr, Greenwood Rd | $593 |
| Sword Ct, Chadwell Dr, Mount Whitney Way, Bilbao Dr, Jerry Ln, Sutter St, Via Undoso, Mount Vernon Dr, N Palisade Dr, Navarra Way | $799 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Guadalupe, CA | $220500 | 40 year old | $647 |
| Blacklake, CA | $637400 | 30 year old | $1,853 |
| Arroyo Grande, CA | $528300 | 30 year old | $1,437 |
| Santa Ynez, CA | $680700 | Above 50 year old | $1,611 |
| San Luis Obispo, CA | $633100 | 40 year old | $1,258 |
| Atascadero, CA | $461300 | New Home | $976 |
| New Cuyama, CA | $85900 | 30 year old | $483 |
| Goleta, CA | $718300 | 50 year old | $1,133 |
| Isla Vista, CA | $416700 | 30 year old | $839 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $1,871 | $1,983 |
| $300,000 to $399,999 | $980 | $1,038 |
| $1500,000 to $2000,000 | $2,212 | $2,345 |
| $250,000 to $299,999 | $788 | $835 |
| $400,000 to $499,999 | $1,264 | $1,340 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Guadalupe, CA | $623 | $453 |
| Blacklake, CA | $1,804 | $1,311 |
| Arroyo Grande, CA | $1,399 | $1,016 |
| Santa Ynez, CA | $1,519 | $1,104 |
| San Luis Obispo, CA | $1,211 | $880 |
| Atascadero, CA | $1,237 | $899 |
| New Cuyama, CA | $470 | $342 |
| Goleta, CA | $1,078 | $784 |
| Isla Vista, CA | $816 | $593 |
| Coverage Value | Average Santa Maria, CA Homeowners Insurance ($) |
|---|---|
| $750,000 to $999,999 | $1,871 |
| $1000,000 to $1499,999 | $2,061 |
| $400,000 to $499,999 | $1,264 |
| $1500,000 to $2000,000 | $2,212 |
| $500,000 to $749,999 | $1,618 |