What Makes Your Saratoga County, NY Home Insurance Cheap or Expensive

Saratoga County, NY homeowners insurance rate is about $61-$22,200 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Saratoga County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Bovee Rd, Prim Rose Ln, Pine Pl, Co Rd 4, Skytrail, Wilbur Ter, Ave A, Rosebloom Rd, Jeannie Ln, Co Rd 10 8,880
Riley Cove Rd, Sienna Dr, Jane's Ct, 9th St, Katie Ln, Kendall Way, Gleneagles Blvd, Creekside Ridge, Silver Beach Rd, State Farm Pl 8,520
Hillcrest Ln, Licardo Ln, Cardiff Cir, Fairway Blvd, Cobble Hill Dr, Bradford Dr, Sarro Ln, Amelia Ct, Pepper Pl, Birch Meadow Trailer Park 22,200
Castle Dr, East St, Castle Ct, Co Rd 76, Bancroft St, Sweeney Rd, Elm Ln, Hickory Ln, Kellogg Rd, Joba Ln 5,520
Co Rd 33, Tom Sawyer Dr, Taylor Rd, East Ln, Robbins Rd, Palm Dr, Perry Rd, Kings Rd, Buchanan Dr, Traver Rd 2,880

Cost of Saratoga County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Ballston Spa, NY 1982 192,900 904
Corinth, NY 2002 130,800 718
Glens Falls, NY 2001 213,500 740
Scotia, NY 1995 145,000 867
Sand Lake, NY 2007 214,500 737

Cost of Home insurance with Deductible Scenarios in Saratoga County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
236,900 910 780

Saratoga County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Saratoga County, NY Homeowners Insurance ($)
Less than $50,000 5,742 10.0 61
Less than $200,000 2,512 4.0 293
Less than $300,000 9,327 16.0 734
More than $300,000 10,302 18.0 936
Less than $100,000 727 1.0 140

Saratoga County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200000-$250000 2,302 2,357

Saratoga County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
274,000 250,000 2,215 1,472 743

How can I Make My Saratoga County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Saratoga County, NY