What Makes Your Schenectady County, NY Home Insurance Cheap or Expensive

Schenectady County, NY homeowners insurance rate is about $652 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Schenectady County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Crow Hill Rd, W Duane Lake Rd, Youngs Rd, Co Rd 92, Co Rd 88, Creek Rd, Quaker Ln, Batter St, Mill Point Rd, Co Rd 121 $740
Wellington Way, N Allendale Ave, Northumberland Dr, Breanna Dr, Clute Crest Dr, Westminster Way, Pearse Rd, Catalpa Ct, Stuyvesant St, Loudon Pl $1,056
Research Cir, Pine Ridge Ct, Zenner Rd, Middle St, Philomena Dr, Pembroke Ct, Van Antwerp Rd, Tamar Dr, Hempstead Ct, Highland Park Rd $969
Marion Blvd, Laury Ln, Lorelei Ln, Vley Rd, Macarthur Dr, Marilyn Dr, Henry St, Dalton Rd, Weise Rd, Van Slyke Ave $889
Park Ave W, Cliff St, Vrooman St, Daniels Ave, Chiswell St, Lathrop Ave, Gebhardt St, Hillcrest Ave, Woodlawn Ave, Alexander St $654

Cost of Schenectady County, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Malta, NY $249200 New Home $593
Menands, NY $204100 30 year old $794
Troy, NY $144400 Above 50 year old $644
Schoharie County, NY $143300 Above 50 year old $642
Cherry Valley, NY $164600 40 year old $690
Hadley, NY $166000 50 year old $702
Stark, NY $95900 New Home $472
Manheim, NY $80800 50 year old $614
Livingston, NY $224300 Above 50 year old $894

Schenectady County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $2,858 $3,030
$400,000 to $499,999 $1,931 $2,047
$150,000 to $174,999 $615 $652
$250,000 to $299,999 $1,262 $1,338
$175,000 to $199,999 $694 $735

Cost of Home insurance with Deductible Scenarios in Schenectady County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Malta, NY $792 $575
Menands, NY $773 $561
Troy, NY $608 $442
Schoharie County, NY $606 $440
Cherry Valley, NY $665 $483
Hadley, NY $668 $485
Stark, NY $583 $424
Manheim, NY $585 $425
Livingston, NY $843 $612

Schenectady County, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Schenectady County, NY Homeowners Insurance ($)
$175,000 to $199,999 $694
$1000,000 to $1499,999 $3,148
$750,000 to $999,999 $2,858
$1500,000 to $2000,000 $3,380
$100,000 to $124,999 $375

How can I Make My Schenectady County, NY Home Insurance Cheaper

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