Schenectady, NY homeowners insurance rate is about $1194 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Steers Ave, Midland Ave, Chadwick Rd, Nassau Ave, Marie St, Patrick Ct, Alexander St, Booth Ave, Nassau St, Starr Ave | $632 |
| Waldorf Pl, Hawk St, Victory Ave, Walnut St, Sheldon St, Morris Ave, Barney St, Chestnut St, Eagle St, Wendell Ave | $706 |
| Bradford St, Roma St, Rose St, Westinghouse Pl, Hugh St, Notre Dame St, Ontario St, Euclid Ave, Genesee St, Fordham Ave | $590 |
| High Ave, Willow Ave, N Elm St, Western Pkwy, Cornell St, Elder St, Ray Ave, Golf Rd, Park Ave W, Lawnwood St | $605 |
| Athol Rd, Rosa Rd, Coplon Ave, Oneida St, Gerling St, Sheridan Ave, Dorwaldt Ave, Lenox Rd, Lexington Pkwy, Mason St | $774 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Glenville, NY | $207000 | Above 50 year old | $830 |
| Voorheesville, NY | $230100 | 30 year old | $888 |
| East Greenbush, NY | $207600 | 50 year old | $692 |
| Fonda, NY | $78500 | 40 year old | $608 |
| Nassau, NY | $183900 | New Home | $512 |
| Montgomery County, NY | $99900 | 50 year old | $1,251 |
| New Lebanon, NY | $202200 | New Home | $574 |
| Florida, MA | $183500 | 30 year old | $929 |
| Rupert, VT | $281600 | 30 year old | $884 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $500,000 to $749,999 | $7,018 | $7,439 |
| $150,000 to $174,999 | $1,422 | $1,508 |
| $1000,000 to $1499,999 | $8,937 | $9,473 |
| $1500,000 to $2000,000 | $9,595 | $10,170 |
| $400,000 to $499,999 | $5,483 | $5,812 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Glenville, NY | $782 | $569 |
| Voorheesville, NY | $865 | $628 |
| East Greenbush, NY | $659 | $479 |
| Fonda, NY | $586 | $426 |
| Nassau, NY | $712 | $518 |
| Montgomery County, NY | $1,190 | $865 |
| New Lebanon, NY | $767 | $557 |
| Florida, MA | $904 | $657 |
| Rupert, VT | $861 | $625 |
| Coverage Value | Average Schenectady, NY Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $4,276 |
| $200,000 to $249,999 | $2,159 |
| $100,000 to $124,999 | $905 |
| $1500,000 to $2000,000 | $9,595 |
| $750,000 to $999,999 | $8,114 |