What Makes Your Shelby County, AL Home Insurance Cheap or Expensive

Shelby County, AL homeowners insurance rate is about $1302 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Shelby County, AL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Kidd Rd, Keller Dr, Cherry Blossom Dr, Rolling Meadows Ln, Darnell Dr, Deerwood Lake Dr, Gates Ln, Keller Ln, Woodall Rd, Meadow Ln $1,286
Mt Canaan Cir, Westover Cir, Colleton Forest Way, Rising Fawn Rd, Humphries Cir, Co Rd 81, Co Rd 62, Chow Dr, Fleming Rd, Keller Dr $1,114
15th St, Meadowood Ln, 6th Ave, 11th Ave, Co Rd 226, Gaiter Dr, Southern Hills Ct, 19th Pl, Spring Creek Rd, Camden Lake Dr $1,125
Carlson Rd, Cove Rd, Co Rd 450, Co Rd 441, Willow Leaf Cir, Hobbs Cir, Oakland Ave, Storey Book Trl, Pair Rd, Co Rd 416 $1,302
River Dr, Co Rd 28, Amanda Ln, State Rte 145, Perkins Landing Cir, Hwy 99, Co Rd 307, White Cir, Wilderness Trl, N River Dr $1,300

Cost of Shelby County, AL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Fayetteville, AL $85200 Above 50 year old $937
Clanton, AL $114400 New Home $694
Maytown, AL $129900 40 year old $1,186
Gardendale, AL $150800 New Home $670
Mount Olive, AL $156400 Above 50 year old $1,342
Jefferson, AL $91600 40 year old $960
St. Clair County, AL $142800 40 year old $1,164
Coaling, AL $149600 New Home $926
Lincoln, AL $99800 50 year old $861
Hackneyville, AL $121300 30 year old $1,128

Shelby County, AL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$175,000 to $199,999 $1,130 $1,197
$400,000 to $499,999 $3,293 $3,491
$250,000 to $299,999 $2,016 $2,137
$1500,000 to $2000,000 $5,763 $6,109
$150,000 to $174,999 $934 $990

Cost of Home insurance with Deductible Scenarios in Shelby County, AL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Fayetteville, AL $883 $642
Clanton, AL $891 $647
Maytown, AL $1,142 $830
Gardendale, AL $883 $642
Mount Olive, AL $1,266 $920
Jefferson, AL $925 $672
St. Clair County, AL $1,121 $815
Coaling, AL $1,236 $898
Lincoln, AL $819 $595
Hackneyville, AL $1,098 $798

Shelby County, AL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Shelby County, AL Homeowners Insurance ($)
$175,000 to $199,999 $1,130
$750,000 to $999,999 $4,874
$1500,000 to $2000,000 $5,763
$1000,000 to $1499,999 $5,368
$250,000 to $299,999 $2,016

How can I Make My Shelby County, AL Home Insurance Cheaper

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