Somerset, KY homeowners insurance rate is about $839 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
---|---|
Cliffside Dr, Fairlawn Ave, Augusta Ct, Cumberland Ln, Edgewood Dr, Hill Rd, Shiloh Rd, Hamm Cemetery Rd, Cedar Grove Ct, Oak Grove Ln | $1,045 |
Royce Dr, Sunrise Dr, Edward Meece Rd, Kingsview Dr, Bryant St, Meadowsweet Dr, Murphy Ln, Woodhaven Dr, Margaret Rose Ln, Farmview Dr | $1,060 |
Hidden Ct, Cr-1358L, Morgan St, Richland Dr, Gaynelle Ct, Ridgeland Ct, Mikey Ln, Spring View Dr, Dalton Ln, Meadow Dr | $1,097 |
Knosp St, Carlisle St, Country Oakes Dr, State Hwy 2298, Volunteer Dr, Broadway St, Eckstein St, State Hwy 2302, Kentucky Ave, Freeman Ave | $896 |
Hamilton Ln, Lincoln St, Cherry St, W Market St, McKinley St, Maplewood Dr, Beecher Sears Rd, Cornett St, May St, S Linwood Ct | $827 |
Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
---|---|---|---|
Burnside, KY | $68600 | 30 year old | $606 |
Rockcastle County, KY | $80800 | 30 year old | $663 |
Powersburg, KY | $39900 | 50 year old | $499 |
Dividing Ridge, KY | $68900 | 30 year old | $654 |
Paint Lick, KY | $109400 | 40 year old | $844 |
Junction City, KY | $87200 | 30 year old | $742 |
Saxton, KY | $59800 | 50 year old | $619 |
Bradfordsville, KY | $83000 | 30 year old | $723 |
Madison County, KY | $151000 | 30 year old | $937 |
Burgin, KY | $164200 | Above 50 year old | $1,046 |
Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
---|---|---|
$250,000 to $299,999 | $2,028 | $2,150 |
$1500,000 to $2000,000 | $6,096 | $6,461 |
$750,000 to $999,999 | $5,155 | $5,464 |
$175,000 to $199,999 | $1,198 | $1,270 |
$200,000 to $249,999 | $1,466 | $1,554 |
Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
---|---|---|
Burnside, KY | $590 | $429 |
Rockcastle County, KY | $645 | $469 |
Powersburg, KY | $475 | $345 |
Dividing Ridge, KY | $636 | $462 |
Paint Lick, KY | $813 | $591 |
Junction City, KY | $722 | $525 |
Saxton, KY | $589 | $428 |
Bradfordsville, KY | $703 | $511 |
Madison County, KY | $912 | $663 |
Burgin, KY | $986 | $717 |
Coverage Value | Average Somerset, KY Homeowners Insurance ($) |
---|---|
$1500,000 to $2000,000 | $6,096 |
$750,000 to $999,999 | $5,155 |
$500,000 to $749,999 | $4,458 |
$1000,000 to $1499,999 | $5,678 |
$175,000 to $199,999 | $1,198 |