What Makes Your Somerville, MA Home Insurance Cheap or Expensive

Somerville, MA homeowners insurance rate is about $1567 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Somerville, MA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Florence Ter, Sewall Ct, Blakeley Ave, Wheatland St, Maine Ter, E Albion St, Winter Hill Cir, Memorial Rd, Sydney St, Butler Dr $962
Sacramento St, Dane Ave, Nevada Ave, Carlton St, Tower Ct, Kent Ct, Dane St, Skehan St, Rev Nazareno Properzi Way, Allen Ct $1,047
Eastman Rd, Spencer Ave, Sacramento St, Adelaide Rd, Conwell St, Linden Pl, Lowell Cir, Museum St, Holyoke Rd, Mossland St $991
Dow St, Woodstock St, Hooker Ave, Dickson St, W Adams St, Raymond Ave, Farragut Ave, Bailey St, Capen St, Chetwynd Rd $2,311
Meacham Rd, Cutter Park, Windom St, Davenport St, Charnwood Rd, Chester Pl, Bowers Ave, Davis Sq, Whipple St, Dresden Cir $1,210

Cost of Somerville, MA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Tewksbury, MA $357700 New Home $753
Hamilton, MA $519200 Above 50 year old $1,181
Littleton Common, MA $352400 50 year old $1,463
Littleton, MA $401500 New Home $691
Hanover, MA $469200 New Home $894
West Bridgewater, MA $327200 30 year old $946
Salem, NH $284200 50 year old $1,003
Attleboro, MA $273900 New Home $815
Burrillville, RI $232400 30 year old $928

Somerville, MA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $2,115 $2,242
$100,000 to $124,999 $233 $247
$500,000 to $749,999 $1,829 $1,939
$300,000 to $399,999 $1,132 $1,200
$200,000 to $249,999 $522 $554

Cost of Home insurance with Deductible Scenarios in Somerville, MA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Tewksbury, MA $1,005 $730
Hamilton, MA $1,113 $809
Littleton Common, MA $1,392 $1,012
Littleton, MA $923 $671
Hanover, MA $1,104 $803
West Bridgewater, MA $921 $669
Salem, NH $954 $694
Attleboro, MA $1,046 $760
Burrillville, RI $903 $656

Somerville, MA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Somerville, MA Homeowners Insurance ($)
$300,000 to $399,999 $1,132
$1500,000 to $2000,000 $2,500
$150,000 to $174,999 $401
$250,000 to $299,999 $802
$400,000 to $499,999 $1,429

How can I Make My Somerville, MA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Somerville, MA