What Makes Your Southfield, MI Home Insurance Cheap or Expensive

Southfield, MI homeowners insurance rate is about $735 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Southfield, MI Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Monterey Dr, Charles Ct, Kingsgate Center, Paul Revere St, Raleigh Cir S, Briarwood St, Covington Pkwy, N Villa Ct, Villa, Valley Forge Rd $737
Continental St, Santa Barbara St, Woodbridge Towne St, Richmond Towne St, Capitol Dr, Addison St, Templar Ave, Harden Cir, Red River Dr, Addison Dr $758
Westover Rd, Westover Ave, Saxton Ave, Mapleridge Dr, Lathrup St, Southfield, Westland Ave, Newport St, Starlane St, Birchridge St $668
Old Stream St, North Dr, Woodgate Dr, Fall River Rd, Autumn Ln, Chelmsford Rd, Northgate Dr, Cherryhill Rd, Old Stream Cir, Spring Hill Dr $717
Poinciana St, Kinloch St, Daisy Ln, Indian St, A St, Sedalia Ave, Lilac Ln, Prosper Dr, Rampart Cir, Keefer St $672

Cost of Southfield, MI Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Madison Heights, MI $91300 New Home $506
Inkster, MI $44300 Above 50 year old $791
Wayne, MI $68700 Above 50 year old $647
Mount Clemens, MI $87000 40 year old $667
Pittsfield charter, MI $257500 New Home $613
Richmond, MI $159200 Above 50 year old $710
Berlin, MI $174900 30 year old $838
Monroe, MI $110900 40 year old $704
Webberville, MI $101600 50 year old $750

Southfield, MI Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$750,000 to $999,999 $4,216 $4,469
$300,000 to $399,999 $2,418 $2,563
$150,000 to $174,999 $856 $908
$175,000 to $199,999 $1,030 $1,091
$400,000 to $499,999 $2,849 $3,020

Cost of Home insurance with Deductible Scenarios in Southfield, MI | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Madison Heights, MI $649 $471
Inkster, MI $746 $542
Wayne, MI $610 $443
Mount Clemens, MI $642 $467
Pittsfield charter, MI $787 $572
Richmond, MI $669 $486
Berlin, MI $816 $593
Monroe, MI $678 $493
Webberville, MI $714 $519

Southfield, MI Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Southfield, MI Homeowners Insurance ($)
$250,000 to $299,999 $1,745
$1500,000 to $2000,000 $4,986
$175,000 to $199,999 $1,030
$500,000 to $749,999 $3,647
$300,000 to $399,999 $2,418

How can I Make My Southfield, MI Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in Southfield, MI