What Makes Your Spokane Valley, WA Home Insurance Cheap or Expensive

Spokane Valley, WA homeowners insurance rate is about $647 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Spokane Valley, WA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
E Michielli Ln, E Nora, E Arbor Cir, E Sandusky River Ln, N Corbin Ln, E Fifth Ave, E Corbin Pl, S Colonial Dr, N Marne Ln, N Michigan Rd $694
E Pinnacle Ln, E Stark Ln, E Hula Ct, S Hillcrest Ln, E 41st Ct, S Eagle Ln, S Skipworth Ct, S Van Marter Rd, S Best Ct, E Belle Terre Ave $796
N Boulder Rd, N Hauser Lake Rd, E Heather Ln, N Ross Creek Rd, N Billy Jack Ln, N Pioneer Ln, N Jackson Rd, E Button Rd, N Hermosa Cir, N Woodside Ln $757
S Sonora Ln, E Secretariat Ln, S Moore Ct, E Galaxy Ln, Apollo, E Galaxy Ct, E 27th Ln, S Morningside Heights Dr, S Moore Ln, S Sullivan Rd $744
S Sargent Rd, S Nina Cir, S Sunderland Dr, S Sands Rd, S Spencer Ln, S Mercy Ct, E 45th Ave, S Argonne Rd, E 19th Ln, S Bascetta Ln $740

Cost of Spokane Valley, WA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Millwood, WA $162200 50 year old $667
Town and Country, WA $169700 50 year old $632
Hayden, ID $219200 New Home $506
Hayden Lake, ID $488300 New Home $1,185
Worley, ID $240000 40 year old $722
Harrison, ID $315900 30 year old $828
Oakesdale, WA $125700 50 year old $597
Newport, WA $191900 New Home $455
Harrington, WA $104200 50 year old $545

Spokane Valley, WA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300,000 to $399,999 $1,394 $1,478
$1500,000 to $2000,000 $3,257 $3,453
$175,000 to $199,999 $626 $664
$150,000 to $174,999 $503 $533
$200,000 to $249,999 $733 $777

Cost of Home insurance with Deductible Scenarios in Spokane Valley, WA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Millwood, WA $635 $462
Town and Country, WA $602 $437
Hayden, ID $625 $454
Hayden Lake, ID $1,583 $1,150
Worley, ID $696 $505
Harrison, ID $806 $586
Oakesdale, WA $568 $413
Newport, WA $633 $460
Harrington, WA $519 $377

Spokane Valley, WA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Spokane Valley, WA Homeowners Insurance ($)
$400,000 to $499,999 $1,861
$1000,000 to $1499,999 $3,034
$250,000 to $299,999 $1,106
$200,000 to $249,999 $733
$175,000 to $199,999 $626

How can I Make My Spokane Valley, WA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Spokane Valley, WA