Spokane, WA homeowners insurance rate is about $652 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| N Barnes Rd, W Strong Rd, N Skyline Dr, N Windham Ct, N Lucia Ct, N Fleetwood Ct, W Ironquios Dr, N Pamela St, N Hillsdale Ct, W Broken Arrow Ct | $723 |
| S Drummond Rd, N Long Rd, N Caufield Ave, N Holl Rd, N Mc Millan Ct, E Micaview Dr, N Holl Blvd, N Hodges Rd, Snake River Dr, E 21st Ct | $610 |
| L Ct, N Meghan St, W Mark Ct, N I Ct, W Tieton Ave, W Velvet Ln, W Jillian Ave, N Dawn Ct, W Trinity Way, W Saint Thomas More Way | $711 |
| E Aurora Ln, S Pine Rock Ln, S Pineview Ln, E Pinnacle Ln, S Union Rd, S Virginia Ln, S Reeves Rd, Bella Vista Ln, S Jackson Rd, E Emory Ln | $712 |
| W Silver St, W Cumberland Ln, W Franklin Rd, S Blake St, W 20th Ave, W 44th Ave, W Garden Springs Rd, W Gunthers Rd, W 49th Ave, S Mitchell Pl | $656 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Town and Country, WA | $169700 | 50 year old | $632 |
| Country Homes, WA | $223700 | 30 year old | $689 |
| Airway Heights, WA | $215600 | New Home | $496 |
| Medical Lake, WA | $195900 | 40 year old | $712 |
| Rathdrum, ID | $183700 | 40 year old | $654 |
| Latah, WA | $125000 | 30 year old | $582 |
| Athol, ID | $132700 | New Home | $398 |
| Harrison, ID | $315900 | 30 year old | $828 |
| Oakesdale, WA | $146600 | New Home | $437 |
| Cusick, WA | $52500 | New Home | $263 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $3,113 | $3,300 |
| $200,000 to $249,999 | $788 | $835 |
| $750,000 to $999,999 | $2,633 | $2,791 |
| $100,000 to $124,999 | $409 | $434 |
| $1000,000 to $1499,999 | $2,900 | $3,074 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Town and Country, WA | $602 | $437 |
| Country Homes, WA | $671 | $487 |
| Airway Heights, WA | $662 | $481 |
| Medical Lake, WA | $686 | $498 |
| Rathdrum, ID | $629 | $457 |
| Latah, WA | $566 | $411 |
| Athol, ID | $546 | $397 |
| Harrison, ID | $806 | $586 |
| Oakesdale, WA | $609 | $442 |
| Cusick, WA | $366 | $266 |
| Coverage Value | Average Spokane, WA Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $1,398 |
| $500,000 to $749,999 | $2,277 |
| $150,000 to $174,999 | $566 |
| $750,000 to $999,999 | $2,633 |
| $1000,000 to $1499,999 | $2,900 |