Spotsylvania County, VA homeowners insurance rate is about $924 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Noranda Dr, Summerview Ln, Comfort Ln, Co Rd 687, Old Dickersons Rd, Co Rd 680, Loggers Ln, Dairy Dr, Annie's Ln, Woodberry Farm Rd | $975 |
| Misty Way, Cedar Hollow, Laroque Run Dr, Mullins Ct, Co Rd 616, Mintleaf Ln, Co Rd 619, Colleens Way, State Rte 735, Cannon Crest Dr | $1,029 |
| Swift Rd, Mount Olive Rd, Gatewood Rd, Carlton Dr, Valentine Dr, Tuxworth Trl, Forest Green Ln, Fisherman Way, Tribble Rd, Forest Rd | $931 |
| Sumner Glen Ct, Jackson Trl W, Kirkland Dr, Laurel Hill Farm Dr, T Pat Rd, Hidden Cv, Honor Bridge Farm Pl, Farmview Way, Craigs Church Ln, Deer Park Dr | $836 |
| Cooper St, Warwick Plantation Ln, Spotslee Dr, Crismond Ln, Harvest Gold Ln, Co Rd 603, Cloverhill Rd, Marengo Ct, Little Odd Ln, Hardee St | $778 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Berkeley, VA | $247200 | New Home | $617 |
| Brentsville, VA | $427200 | New Home | $705 |
| Center, VA | $341500 | 30 year old | $905 |
| Lake Ridge, VA | $321700 | 30 year old | $1,006 |
| Lakeside, VA | $173100 | Above 50 year old | $716 |
| Sudley, VA | $257500 | 50 year old | $832 |
| Fork Union, VA | $171700 | New Home | $616 |
| St. Stephens Church, VA | $225000 | 50 year old | $946 |
| Clifton, VA | $842900 | New Home | $1,753 |
| Montrose, VA | $120000 | 40 year old | $614 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $2,587 | $2,742 |
| $1000,000 to $1499,999 | $2,849 | $3,020 |
| $100,000 to $124,999 | $372 | $394 |
| $200,000 to $249,999 | $724 | $768 |
| $500,000 to $749,999 | $2,237 | $2,371 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Berkeley, VA | $781 | $568 |
| Brentsville, VA | $905 | $657 |
| Center, VA | $881 | $641 |
| Lake Ridge, VA | $979 | $711 |
| Lakeside, VA | $675 | $490 |
| Sudley, VA | $792 | $575 |
| Fork Union, VA | $800 | $582 |
| St. Stephens Church, VA | $900 | $654 |
| Clifton, VA | $2,309 | $1,678 |
| Montrose, VA | $591 | $429 |
| Coverage Value | Average Spotsylvania County, VA Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $2,849 |
| $250,000 to $299,999 | $1,053 |
| $175,000 to $199,999 | $580 |
| $300,000 to $399,999 | $1,386 |
| $100,000 to $124,999 | $372 |