What Makes Your Springfield, IL Home Insurance Cheap or Expensive

Springfield, IL homeowners insurance rate is about $705 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of Springfield, IL
2Effect of Value and Age on Homeowners Insurance Rates in Springfield, IL
3Homes with Swimming Pools have Higher Homeowners Insurance in Springfield, IL
4How Deductibles Affect Home Insurance Rates in Springfield, IL
5Effect of Home Coverage on Homeowners Insurance in Springfield, IL

Cost of Springfield, IL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Fowler Rd, Ridgemoor Dr, Co Rd 2 1/4 E, Lawn View Dr, Cypress Dr, Arlington Chase, E Lamb Rd, Cypress, Kimball Rd, Stonehill $755
S Fox Mill Ln, Hoechester Rd, Latigo Dr, Twilight Ln, Warrior Blvd, Tamarak Dr, W Fairview Ln, Iron Bridge Rd, Paul Dr, Harbor Lndg $917
Saint Hilaire Rd, Cumberland Dr, Quail Xing, Archer Rd, Troon Dr, Tailgrass Dr, Pocomoke Dr, Saint Annes Dr, Potomac Dr, Jewell Rd $897
Bear's Paw Ct, Greenbriar Dr, Sangamon St, Johanne Ct, Biltmore Dr, Eagles Lndg, Crane Dr, Archer Elevator Rd, Farley Rd, Turtle Bay $902
Goneaway Ln, Dutchman Way, Halifax Dr, Augie Ct, Conestoga Dr, New City Rd, Warrington Rd, Mesa Dr, Burtle Ave, Fox Creek Ln $861

Cost of Springfield, IL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Waverly No. 2, IL $75300 New Home $425
Mount Pulaski, IL $108200 New Home $500
Owaneco, IL $58800 50 year old $507
Hettick, IL $54000 50 year old $483
Montgomery County, IL $81000 Above 50 year old $853
Irving, IL $77900 New Home $427
Litchfield, IL $76900 50 year old $867
Beardstown, IL $66600 Above 50 year old $868
Oconee, IL $84000 40 year old $608

Springfield, IL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150,000 to $174,999 $851 $902
$300,000 to $399,999 $2,184 $2,315
$500,000 to $749,999 $3,656 $3,875
$1500,000 to $2000,000 $4,999 $5,298
$250,000 to $299,999 $1,607 $1,704

Cost of Home insurance with Deductible Scenarios in Springfield, IL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Waverly No. 2, IL $552 $401
Mount Pulaski, IL $668 $485
Owaneco, IL $482 $350
Hettick, IL $459 $334
Montgomery County, IL $804 $584
Irving, IL $562 $409
Litchfield, IL $825 $600
Beardstown, IL $818 $595
Oconee, IL $586 $426

Springfield, IL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Springfield, IL Homeowners Insurance ($)
$175,000 to $199,999 $928
$300,000 to $399,999 $2,184
$1500,000 to $2000,000 $4,999
$100,000 to $124,999 $666
$400,000 to $499,999 $2,856

How can I Make My Springfield, IL Home Insurance Cheaper

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