St. Clair County, AL homeowners insurance rate is about $1135 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| State Rte 7, Lee St, Academy Dr, Cliff Springs Rd, Martin Rd, Simmons St, George Cir, Tide Dr, Toot Holder Ln, Alexandria Ln | $1,224 |
| Southern Oaks Ln, Golden Dr, Copper Springs Rd, Ridge Dr, Dogwood Ridge Ln, Hannah Home Rd, Brittni Ln, Mason Dr, Rolling Ridge Cir, Crooked Creek Ln | $1,179 |
| Park Place Cir, Ridge Crest Ln, Old Acton Rd, Moore Ln, Mae Cir, Fox Ct, Adkins Pl, Ann Ave, Valleybend Ln, Taylors Trl | $1,481 |
| Morton Dr, Comer Rd, 2nd Ave N, Voncile St, Walker St, Forrest Ln, 25th St N, Sunset Rd, Blueberry St, Jt Morton | $1,361 |
| Arrowhead Rd, Ashley Ln, Lloyd Dr, Dogwood Cir, Gambrell-Ingram Ln, Coosa Way, Old Hwy 231, Bay Dr, Kelly Creek Rd, Green St | $1,342 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Ashville, AL | $96300 | 50 year old | $842 |
| Vestavia Hills, AL | $360800 | Above 50 year old | $1,343 |
| Birmingham, AL | $121200 | 30 year old | $1,049 |
| Sardis City, AL | $135000 | New Home | $934 |
| Indian Springs Village, AL | $335600 | New Home | $1,369 |
| Edgewater, AL | $76900 | 30 year old | $849 |
| Pleasant Grove, AL | $151000 | New Home | $689 |
| Dora, AL | $90600 | 50 year old | $810 |
| Centre, AL | $124100 | Above 50 year old | $839 |
| Marble Valley, AL | $78500 | New Home | $628 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $5,957 | $6,314 |
| $1000,000 to $1499,999 | $6,560 | $6,954 |
| $150,000 to $174,999 | $1,052 | $1,116 |
| $500,000 to $749,999 | $5,152 | $5,461 |
| $175,000 to $199,999 | $1,405 | $1,489 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Ashville, AL | $802 | $583 |
| Vestavia Hills, AL | $1,266 | $920 |
| Birmingham, AL | $1,021 | $742 |
| Sardis City, AL | $1,168 | $849 |
| Indian Springs Village, AL | $1,803 | $1,310 |
| Edgewater, AL | $826 | $600 |
| Pleasant Grove, AL | $884 | $642 |
| Dora, AL | $771 | $560 |
| Centre, AL | $791 | $575 |
| Marble Valley, AL | $838 | $609 |
| Coverage Value | Average St. Clair County, AL Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $6,560 |
| $150,000 to $174,999 | $1,052 |
| $175,000 to $199,999 | $1,405 |
| $500,000 to $749,999 | $5,152 |
| $300,000 to $399,999 | $3,052 |