St. Clair County, IL homeowners insurance rate is about $697 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Powers Dr, NE Railroad St, Hanft Rd, Fred Huth Rd, E Frederick St, White Oak Mine Rd, Friendship, Co Rd 836, Maru Ln, S Water St | $860 |
| Co Rd 50, E Wesley St, Harmon Dr, Schuetz St, Huberts Ln, N Camp St, Pleasant Valley School Rd, Korte Sewald Rd, W Schuetz St, W Randle St | $816 |
| Mannheim Cir, Paradise Ln, N Tyler St, N Monroe St, Kropp Rd, Triple Lakes Ln, Executive Dr, Dallas St, Keim Rd, Werner Rd | $890 |
| Jefferson Rd, Hill Mine Rd, Shain Ln, Bay Pointe Dr, Elk Meadows Ln, Douglas Rd, S Richland St, Edgewood Acres, E Fischer St, Dalton Ln | $727 |
| Sparrow Cir, St Francis Rock Rd, Oklahoma Hill Rd, Arlen St, Richard Ave, Triple Lakes Ln, Railroad St, Minnie Ave, Creek Dr, Bluff Rd | $814 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Carondelet, IL | $46700 | Above 50 year old | $451 |
| Sparta, IL | $88000 | 40 year old | $842 |
| Steeleville, IL | $99600 | New Home | $460 |
| Hillsboro, MO | $142700 | 40 year old | $1,105 |
| Staunton, IL | $104000 | 50 year old | $640 |
| Keyesport, IL | $69200 | 50 year old | $553 |
| Junction City, IL | $47100 | New Home | $315 |
| Eagarville, IL | $65000 | 50 year old | $535 |
| Boles, MO | $160200 | New Home | $566 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $495 | $524 |
| $750,000 to $999,999 | $4,161 | $4,411 |
| $1500,000 to $2000,000 | $4,920 | $5,215 |
| $200,000 to $249,999 | $1,228 | $1,301 |
| $400,000 to $499,999 | $2,811 | $2,980 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Carondelet, IL | $425 | $309 |
| Sparta, IL | $811 | $590 |
| Steeleville, IL | $640 | $465 |
| Hillsboro, MO | $1,064 | $773 |
| Staunton, IL | $609 | $443 |
| Keyesport, IL | $527 | $383 |
| Junction City, IL | $427 | $310 |
| Eagarville, IL | $509 | $370 |
| Boles, MO | $788 | $573 |
| Coverage Value | Average St. Clair County, IL Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $2,236 |
| $200,000 to $249,999 | $1,228 |
| $1500,000 to $2000,000 | $4,920 |
| $150,000 to $174,999 | $845 |
| $100,000 to $124,999 | $495 |