St. Clair Shores, MI homeowners insurance rate is about $721 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Robert John Rd, Park Ln, Colonial Ct, N Colonial Ct, Clairwood St, Norcrest Dr, Middlesex St, Fairlake Ln, Westbury Dr, Allen Ct | $797 |
| Defer St, Lawndale St, Grand Lake St, Ridgeway St, Industrial Dr E, Shores St, Grove Ct, Harbor Place Dr, Pare St, Pleasant St | $738 |
| Saint Gertrude St, Paradise Blvd, Decker Ave, Taylor St, Thiele Ct, Rockwood St, Jane St, Sherry St, Kimberly Ln, Winkel St | $839 |
| Oconnor St, Newberry St, Liberty St, Doremus Ln, Carolina St, Lingemann St, Loren Ave, Englehardt St, Alice St, Chapoton St | $730 |
| Old 8 Mile Rd, Sunnyside St, Rosedale St, California St, Williams Ct, Marks Ct, Marter Rd, Overlake St, Edmunton St, Carolina St | $734 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Eastpointe, MI | $64700 | 50 year old | $661 |
| Grosse Pointe Farms, MI | $298400 | 30 year old | $882 |
| Troy, MI | $269800 | Above 50 year old | $978 |
| Melvindale, MI | $60100 | Above 50 year old | $630 |
| Redford charter, MI | $72200 | Above 50 year old | $654 |
| Belleville, MI | $127700 | New Home | $542 |
| Rose, MI | $199700 | 30 year old | $732 |
| Frenchtown, MI | $122300 | 40 year old | $720 |
| Barton Hills, MI | $881300 | 30 year old | $2,952 |
| Grand Blanc charter, MI | $149700 | 30 year old | $676 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $2,404 | $2,548 |
| $1500,000 to $2000,000 | $5,517 | $5,848 |
| $250,000 to $299,999 | $1,967 | $2,085 |
| $175,000 to $199,999 | $1,104 | $1,170 |
| $100,000 to $124,999 | $655 | $694 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Eastpointe, MI | $629 | $457 |
| Grosse Pointe Farms, MI | $858 | $624 |
| Troy, MI | $922 | $670 |
| Melvindale, MI | $594 | $431 |
| Redford charter, MI | $617 | $448 |
| Belleville, MI | $754 | $548 |
| Rose, MI | $713 | $518 |
| Frenchtown, MI | $694 | $504 |
| Barton Hills, MI | $2,873 | $2,088 |
| Grand Blanc charter, MI | $658 | $478 |
| Coverage Value | Average St. Clair Shores, MI Homeowners Insurance ($) |
|---|---|
| $1500,000 to $2000,000 | $5,517 |
| $750,000 to $999,999 | $4,666 |
| $1000,000 to $1499,999 | $5,139 |
| $400,000 to $499,999 | $3,153 |
| $500,000 to $749,999 | $4,036 |